Privy League Signature Credit
Card (Optima & Prima)
This card is offered exclusively for Privy league
Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
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This credit card is offered exclusively to Optima and Prima customers and comes with a choice of lifestyle benefits. This premium Credit Card allows you to earn up to 5X reward points on spends at specific merchant categories. Your reward points can be redeemed against a host of options like movie tickets, air tickets, air miles, shopping and more.
Access to airport lounges through Priority Pass membership
Get 4 complimentary* PVR movie tickets every quarter
Fuel surcharge waiver at all fuel stations in India
Get protection from unauthorized transactions up to Rs. 2,50,000 per annum
For every Rs. 100 spent on credit card 5X reward points are earned for special categories and 2X on other retail spends
Value of each reward point is 25 paise
Once you have accumulated reward points, you can choose from a range of options like air tickets ,10,000+ merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card reward points in to easypoints.
Other attractive options for redemption are movie tickets, air miles and more.
You also have an option of auto redemption, wherein every time you accumulate 400 reward points, Rs.100 gets credited to your account every 3 months.
|Easy points||100 points
With a complimentary Priority Pass Membership and 4 free visits, you get VIP access* to over 1000 airport lounges spread across 100 countries.
Enjoy complimentary refreshments, free internet access and a relaxed ambience, so your waits at airports are made more comfortable.
|Paid Variant - Rs. 5000
||Priority Pass Membership with 4 complimentary accesses in a year||Membership worth USD 99 (approx Rs 6,500 plus GST+ 4 visits @USD 27 each (approx Rs 7000) = Savings of approx Rs 13,500|
|Free variant||Priority Pass Membership||Membership worth USD 99 (approx Rs. 6,500 + GST)
Enjoy Free Movies!
You get 4 complimentary *PVR tickets every quarter. 16 tickets annually
Benefits Don’t Stop
In addition to the reward points which you will earn on every transaction, you will also be eligible for bonus reward points on achieving the below spends criteria, in an anniversary year.
|Milestone||Earn Bonus Reward Points
|Spend Rs. 4,00,000||10,000|
|Spend Rs. 8,00,000||30,000|
Bonus reward points will be credited to your card account at the end of an anniversary period* as per the eligibility. Customer will be eligible for Bonus Reward Points basis only one of the Milestones at the end of the term. If someone has achieved spends of Rs. 8 Lakhs, he will be entitled to only 30,000 reward points.
* In case, your card is issued prior to 1st May 2018, your milestone program will run from 1st May to 30th April every year.
In case, your card is issued post 1st May 2018, your milestone program will run from the date of issuance to the next anniversary date.
For detailed terms & conditions, please click here
|Items||Value (In INR)|
|PP + 4 visits||13,500|
|Milestone Bonus Reward Points
|1% Fuel Surcharges (Fuel = spends of Rs. 8000 / month||960|
|Value delivered per annum||29,310|
|Fee & other Parameters||Privy League - Optima & Prima Card|
|Joinig Fees||Rs. 5000 - paid variant
NIL - Free Variants
|Annual Fees||Rs. 5000 - paid variant
NIL - Free Variants
|Condition for waiver of Annual Fees - First Year||Minimum spends of Rs. 7.5 Lakhs in previous year|
|Condition for waiver of Annual Fees - Second Year||Minimum spends of Rs. 7.5 Lakhs in previous year|
|Addon card Fees||Nil|
|Interest Charges on outstanding Balances||2.49% (Annualized 29.88%)|
|Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)||MAD can be 5% or 10% of TAD as decided by the Bank|
|ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof||Rs. 300|
|Late Payment Charges ("LPC")||Rs. 100 for statement o/s less than or equal to Rs. 500|
|Rs. 500 for statement outstanding between Rs. 501 to Rs. 10,000|
|Rs. 700 for statement outstanding greater than Rs. 10,000|
|Over Limit Charge||Rs. 500|
|Cheque Bounce Charges||Rs. 500|
|Foreign Currency Mark Up||3.5%|
|Railway Booking Surcharge ( on transaction amount)*||Waived|
|Fee for Cash payment at Bank||Rs.100|
|Outstation Cheque Processing Fee||Waived|
|Reissue/ Replacement Card (per issunace)||Rs. 100|
|Charge Slip Request||Waived|
|Machine Surcharge at ATMs||Waived|
|Balance Enquiry Charges at Non Parent Bank ATM||Waived|
|Duplicate Statement Request||Waived|
|Web Pay Service Fee||Waived|
|Furnishing a copy of Credit Information Report (CIBIL) (Effective 5th April)||Rs. 50|
|GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card|
|*Maximum Railway surcharge waiver of Rs. 500 in a calendar year|
|**Fuel surcharge to be waived only for transactions between values of Rs. 400 - Rs. 4000. Maximum Fuel surcharge waiver of Rs. 4500 in a calendar year|
Explore more credit card options that best suit your needs.
Joining Fee: INR 500|Annual Fee: INR 500
*waived at an annual spend of Rs 75,000/-
Joining Fee: INR 0|Annual Fee: INR 999
*wavied at an annual retail spend of Rs 1 Lac
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