Privy League Signature
This card is offered exclusively for Insignia customers
Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
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This credit card is offered exclusively to Insignia customers and comes with a choice of lifestyle benefits. This premium Credit Card allows you to earn up to 5X reward points on spends at specific merchant categories. Your reward points can be redeemed against a host of options like movie tickets, air tickets, air miles, shopping and more.
Access to airport lounges through Priority Pass membership
Get 4 complimentary* PVR movie tickets every quarter
Fuel surcharge waiver at all fuel stations in India
Get protection from unauthorized transactions up to Rs. 2,50,000 per annum
For every Rs. 100 spent on credit card 5X reward points are earned for special categories and 2X on other retail spends.
Value of each reward point is 25 paise
Once you have accumulated reward points, you can choose from a range of options like air tickets ,10,000+ merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card reward points in to easypoints.
Other attractive options for redemption are movie tickets, air miles and more. You also have an option of auto redemption, wherein every time you accumulate 400 reward points, Rs.100 gets credited to your account every 3 months.
|Easy points||100 points
With a complimentary Priority Pass Membership and 4 free visits, you get VIP access* to over 1000 airport lounges spread across 100 countries.
Enjoy complimentary refreshments, free internet access and a relaxed ambience, so your waits at airports are made more comfortable.
|PriorityPass Membership with 4
complimentary accesses in a year
|Membership worth USD 99
(approx Rs7,128 plus service tax + 4 visits@USD 27
each (approx Rs 7,776)= Savings of approx Rs 14,904
Enjoy Free Movies!
You get 4 complimentary PVR tickets o activation every month. If you spend Rs. 1000 every month, you would be eligible for 4 PVR tickets for that quarter.
E.g. You spend Rs. 1000 in April, May and June, you will get PVR tickets in the month of July.
Benefits Don’t Stop
|Items||Value (In INR)|
|PP + 4 visits||14,904|
|PVR tickets (16 in a year)||6,400|
|Value delivered per annum||36,154|
|Fee & other Parameters||Privy League - Insignia Card|
|Annual Fees||Rs. 2,500|
|Condition for waiver of Annual Fees - First Year||Maintain Insignia Banking Relationship or minimum spends of Rs. 5 Lakhs in previous year|
|Condition for waiver of Annual Fees - Second Year||Maintain Insignia Banking Relationship or minimum spends of Rs. 5 Lakhs in previous year|
|Addon card Fees||NIL|
|Interest Charges on outstanding Balances||2.49% (Annualized 29.88%)|
|Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)||MAD can be 5% or 10% of TAD as decided by the Bank|
|ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof||Rs. 300|
|Late Payment Charges ("LPC")***||Rs. 100 for statement o/s less than or equal to Rs. 500|
|Rs. 500 for statement outstanding between Rs. 501 to Rs. 10,000|
|Rs. 700 for statement outstanding greater than Rs. 10,000|
|Over Limit Charge||Rs. 500|
|Cheque Bounce Charges||Rs. 500|
|Foreign Currency Mark Up||2%|
|Railway Booking Surcharge ( on transaction amount)*||Waived|
|Fee for Cash payment at Bank||Rs.100|
|Outstation Cheque Processing Fee||Waived|
|Reissue/ Replacement Card (per issunace)||Rs. 100|
|Charge Slip Request||Waived|
|Machine Surcharge at ATMs||Waived|
|Balance Enquiry Charges at Non Parent Bank ATM||Waived|
|Duplicate Statement Request||Waived|
|Web Pay Service Fee||Waived|
|Furnishing a copy of Credit Information Report (CIBIL)||Rs. 50|
|All the taxes would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card|
|*Maximum Railway surcharge waiver of Rs. 500 in a calendar year|
|**Fuel surcharge to be waived only for transactions between values of Rs. 400 - Rs. 4000. Maximum Fuel surcharge waiver of Rs. 300 in a monhtly billing cycle|
Explore more credit card options that best suit your needs.
In addition to the reward points which you will earn on every transaction, you will also be eligible for bonus reward points on achieving the below spends criteria, in an anniversary year.
|Milestone||Earn Bonus Reward Points
|Spend Rs. 3,00,000
|Spend Rs. 8,00,000
Bonus reward points will be credited to your card account at the end of an anniversary period* as per the eligibility. Customer will be eligible for Bonus Reward Points basis only one of the Milestones at the end of the term. If someone has achieved spends of Rs. 8 Lakhs, he will be entitled to only 30,000 reward points.
* In case, your card is issued prior to 1st April 2018, your milestone program will run from 1st April to 31st March every year.
In case, your card is issued post 1st April 2018, your milestone program will run from the date of issuance to the next anniversary date.
For detailed terms & conditions, please click here
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