Pay with Credit Card Reward Points and Enjoy Benefits Offered by Kotak Bank

Pay with Reward Points

Make your shopping more joyful with Kotak PayByPoints. With it, your reward points are converted into currency at merchant outlets when you shop with your Kotak Credit Card. How it works?
 

  1. Shop for your favourites

  2. Contact Cashier

  3. Ask Cashier to redeem your reward points at the merchant terminal

  4. Pay the balance amount by cash/card (if any)


So, go ahead, shop with your reward points at our partners such as click here

Our Partners

Frequently Asked Questions

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Will the Bank send any intimation/communication in case of any addition or deletion of merchants?

This service is provided by third party vendor. The Bank reserves the right to add/ discontinue any merchant/ service provider without informing its customers. Selection of services/products offered for redemption is and will be at the sole discretion of the Bank and is liable to change without prior notice.

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Would the Bank be responsible for the goods/services provided?

The Bank may tie-up with third party service providers to offer their services to Cardholders at a discounted rate. The Bank makes absolutely no representations about the quality of their services and will not be responsible if the service in any manner is deficient or unsatisfactory.

The Bank shall not in any way be responsible for merchandise, merchandise warranty of the goods purchased or services availed by the Cardholder from such third parties including on account of delay in delivery, non-delivery, non-receipt of goods or receipt of defective goods by the Cardholder.
 

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How can I earn points?

You can earn reward points based on the type of credit card you hold. The rate of earning points varies from one card to another. For further details please visit www.kotak.com

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How can I redeem my points?

a.       Shop for your favorite products

b.      Contact Cashier

c.       Ask Cashier to redeem your Kotak Credit Card reward points at the merchant terminal

d.      Swipe your Kotak Credit Card

e.       Pay the balance amount (if any) by card

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Where can I redeem my points?

You can redeem your reward points at merchant outlets when you shop at stores like Natures Basket, Globus, Clarks and more. For store details, visit (link).

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