Reasons to Bank with Us

List of Credit Card Services

SMS Alerts

  • We value your time
  • To get quick text updates via your mobile phone, just SMS the short codes to 5676788 or 
    997 105 6767 from your registered mobile

Kotak Chip and PIN Credit Card

  • Your transactions are now more secure with Kotak Chip and PIN Credit Card

One Assist

  • Protect your wallet 24/7 whether you lose it or not
  • Block the SIM card of your lost phone

Convert to EMI

  • Make your purchase and just call us within 15 days to convert your purchase into easy EMIs
  • Convert any purchase be it mobile, air tickets, consumer durable or shopping to EMIs
  • All transactions equal to or above Rs.3000 and within 75% of credit limit can be converted
    into easy EMIs

Kotak Cash at Ease

  • Access cash anywhere anytime by Phone | Branch | ATMs | Online

Online Balance Transfer

  • Unlike other Cards, Kotak Cards do not charge any interest on fresh purchases post balance transfers if the purchases are fully paid for in time
  • Processing fee of Rs. 349 per Rs.10000
  • Service tax & education cess would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card

Card Statement

  • View your last and current month statement

Kotak BillPay

  • A secure and hassle free way to pay your bills

Credit Card Payments

  • Find out various options to pay your Kotak Credit Card outstanding

Card Protection Plan

  • One call to block all your lost or stolen cards of any bank
  • Emergency travel, hotel and cash assistance
  • Lost PAN card replacement, SIM card blocking

One Time Password Generation (OTP)

  • One Time Password generation for IVR Transactions

Application Status

  • Check Your Card Application Status

Samsung Pay

  • Now pay with your Kotak Credit Card using Samsung Pay

Credit Card Safe Usage

  • At the time of receiving your Kotak Credit Card, make sure the welcome kit is in a sealed condition, if not call customer care immediately
  • Do not hand over your Kotak Credit Card to anyone, even if he/she claims to represent the Bank

eStatement Registration

  • Do your bit for the Environment

Scan and Pay

  • New fascinating and faster way to make your card purchases through your Kotak Mobile Banking app at online / shopping outlets

Change or Create Credit & ATM Pin

  • The 6 digit PIN - Easy to remember Simple to generate

Online Secure Shopping

  • Shop securely online with your Kotak Credit Card

Outstanding to EMI

  • Convert your credit card bill to easy EMIs

Kotak Add-On Card

  • Your Add-on Card will have all the benefits that you enjoy on your Card
  • Set the spend limit on your Add-on Card as you desire

Kotak Visa Bill Pay

  • Pay your utility bills online

Personal Loan on Credit Card

  • Avail of instant cash whenever you need it at exclusively lower interest rates
  • Zero documentation required*