Shopping is fast becoming a therapeutic activity for our generation. Shopping malls are the new cathedrals, and we are its sincere and serious patrons. Most of us have our set ways when it comes to shopping. Some splurge once a month, others shop once a week but more frugally; yet others do it whenever it tickles their fancy.
However, there is one common factor: credit cards. These have become indispensable for the modern shopper, irrespective of shopping frequency or volume. They are so popular because they enhance the shopping experience. Here’s how:
1. Ease of payment: No more bulky wallets; no more carrying (and worrying about) wads of cash. You can buy everything you want with a single card. This makes the experience all about shopping and not about random hassles. Credit cards from banking majors such as Kotak Mahindra Bank are accepted at all major shopping malls and stores across the country. These days even smaller shops readily accept credit cards.
2. Special schemes: Many credit cards have tie-ups with stores and boutiques to give customers real value for money. You can avail of discounts at really classy and expensive joints – and sometimes get even up to 50% off if you choose the right credit card. These schemes are not restricted to a couple of shops or offered for a limited time; they are created with a view to retaining customers by making their shopping cheaper and better. Besides, the more you shop, the better their offers become. Apply for a credit card online and you can see the offers for yourself.
3. Speciality cards: Some credit cards are created specifically for avid shoppers and are usually not available to the general public. These offer a 0% interest rate for up to two years and do not charge extra for international buys and purchases above a certain monetary value. There is usually a heavy amount of reimbursement that happens by way of loyalty points, which can be redeemed for items in lieu of payment – and these are not small amounts either. These cards are akin to the Holy Grail for committed shoppers.
4. VIP treatment: Using a credit card in a store with which it has a tie-up can result in all sorts of little perks. Some shops assign a personal assistant to you for the duration of your visit; while others give you preferential treatment when it’s time to pay. Certain clothing stores offer free alteration work while others offer you refreshments while you wait. This kind of exclusive treatment is provided only to those who have a credit card that has a tie-up with the store or company.
Now that you know what you stand to gain, apply for a credit card from Kotak Mahindra Bank today and become a privileged shopper!
Terms & Conditions apply. Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read the Credit Card terms and conditions carefully provided on the bank website www.kotak.com.
You have already rated this article
Leave a Comment
Comment sent to Admin for review.
Comment was not posted due to some error
Do you consider yourself as an expert in online shopping? Compare your shopping knowledge and share your thoughts
Get nostalgic. Bet you'll realize the importance of technology to make our lives more enjoyable.
Times have changed, so has shopping. Get nostalgic.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved