Frequently Asked Questions

What is Kotak MoneyWatch?

Kotak MoneyWatch is an online money manager which provides a complete view of your financial status anytime, anywhere.

 Be it Bank accounts, credit cards, mutual fund investments, shares, Insurance policies, loans, Fixed Deposits etc., anything that concerns your money, can be tracked with Kotak MoneyWatch.

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How does Kotak MoneyWatch help me manage my Money?

Kotak MoneyWatch offers a 360 degree view of your personal finance in an automated way and lets you monitor and manage your finances with very little manual intervention.

 You can track your expenses, monitor your investments, get reminded about the renewal of your insurance policy, payment of credit card dues etc. Also, using our Mobile Apps, you can keep track of your petty cash expenses on the go.

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Do I have to manually upload data to manage my money?

Not at all, you can choose anyone of the below 3 options:


  • Upload your excel file;
  • Upload your e-statements that you would receive from your Bank/MF in your Inbox as attachment (pdf/html). Kotak MoneyWatch currently recognizes close to 500 such e-statements, for upload in seconds.
  • Link directly to your bank/Mutual fund/Equity/Insurance etc. online account. Kotak MoneyWatch securely fetches transactions (only) automatically. Kotak MoneyWatch currently supports around 200 Indian institutions for automatic updates.

You can always enter data manually, but we would not suggest that as our automated system is in place to do exactly that.

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Now that I have my data setup, what other features are available?

Following featurres are available:

  • All financial instruments under one roof;
  • Upload or simply forward your e-statements to Kotak MoneyWatch;
  • Automatically connect to all your online accounts, get to see your net worth whenever you log in;
  • Auto categorize your bank and credit card transactions;
  • Calculate your income tax automatically using Kotak MoneyWatch;
  • Access your Kotak MoneyWatch account from your mobile phone;
  • Generate more than 30 reports like spending patterns, Capital Gains, Profit and Loss etc.;
  • Add various billers such as telephone, electricity, gas, internet etc. Kotak MoneyWatch will send you alerts so that you never miss a due date;
  • A folder to store your important financial documents at Kotak MoneyWatch;
  • And much more!

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How safe is managing my money at Kotak MoneyWatch?

Completely. Kotak MoneyWatch works with some of the best names in the Data Security business to ensure highest level of security - VeriSign, TrustGuard and Paladion.

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