Frequently Asked Questions

What is needed to sign up?

Just an email id. NO name, NO phone number, NO address.

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Now that I have my data setup, what other features are available?

Following featurres are available:

  • All financial instruments under one roof;
  • Upload or simply forward your e-statements to Kotak MoneyWatch;
  • Automatically connect to all your online accounts, get to see your net worth whenever you log in;
  • Auto categorize your bank and credit card transactions;
  • Calculate your income tax automatically using Kotak MoneyWatch;
  • Access your Kotak MoneyWatch account from your mobile phone;
  • Generate more than 30 reports like spending patterns, Capital Gains, Profit and Loss etc.;
  • Add various billers such as telephone, electricity, gas, internet etc. Kotak MoneyWatch will send you alerts so that you never miss a due date;
  • A folder to store your important financial documents at Kotak MoneyWatch;
  • And much more!

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Do I have to manually upload data to manage my money?

Not at all, you can choose anyone of the below 3 options:


  • Upload your excel file;
  • Upload your e-statements that you would receive from your Bank/MF in your Inbox as attachment (pdf/html). Kotak MoneyWatch currently recognizes close to 500 such e-statements, for upload in seconds.
  • Link directly to your bank/Mutual fund/Equity/Insurance etc. online account. Kotak MoneyWatch securely fetches transactions (only) automatically. Kotak MoneyWatch currently supports around 200 Indian institutions for automatic updates.

You can always enter data manually, but we would not suggest that as our automated system is in place to do exactly that.

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So how truly secure is Kotak MoneyWatch? Is my data safe with Kotak MoneyWatch? Will my privacy be protected?

Kotak MoneyWatch does not have any private information of the users on its servers - only a valid email ID is required for registration and usage of the application.

 Kotak MoneyWatch is a read-only application - one cannot do any transaction using the application. So, if your institution supplied two internet passwords - one for reading and one for transacting, it is enough if you specify only the read-enabled password. Any login credentials you supply are encrypted and stored in your machine - no credentials are ever stored on its server. While transactions are stored on its server, since there is no private information stored, it is almost impossible to link transactions to any specific user.

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I am ready to get started, what do I do?

With just your email id, sign up for free.

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