Savings Account Benefits

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Choose a smarter way to bank with a Kotak Savings Account.

With Kotak, you can conveniently bank from anywhere, anytime using our best in class net banking and mobile banking platform. Avail 180+ features with our mobile app and bank at your convenience from your home of office.Kotak digital banking guide.
With our innovative Video KYC service, get the benefit of opening a bank account from start to finish through an absolutely contact-less process. Click here to watch video.
Open a Kotak SA and avail 100+ offers across groceries, medicines & health checkups, entertainment, education, shopping and save up to Rs. 40,000 annually through discounts.

Categories	Offer
Essentials	Get up to 10% off (up to Rs.200) on Amazon Pantry & Amazon Fresh with Kotak Credit Cards
	Get Flat 30% off up to Rs 200 on all Soulfull products for Kotak customers
	Get flat 15% off on minimum order value of Rs. 500/- and above on Shah ji Ghee
Medicine	Get up to 30% off on all medicines at Netmeds
	Get 20% off on minimum spends of Rs.750 at PharmEasy
	Get up to 25% off on various products at Indus health
Health & Wellness	Get a flat 10% discount up to Rs. 1000/- on a minimum purchase of Rs. 300/-at Seniority
	Get flat 40% discount on our range of Health Shots and Apple Cider Vinegar at Akiva
	Get flat 20% discount yearly membership of JanAid by Panasonic on Doctor Consultation & 30% off on Home Collection Lab Tests
Entertainment	20% instant discount on all Zee5 access packs (monthly, half yearly & yearly subscription plans)
	Get 30% off on Sony LIV half yearly & annual subscription
	Get a free subscription of 3 months on Audiobites by Storytel
Personal Care	Get Flat 60% off up to Rs. 2000/- on Cool Wink products
	Get up to Rs. 500/- Off on Mamaearth products with a minimum purchase of Rs 1,399/-
	Get Flat 15% Discount on Soultree products with a minimum purchase of Rs 1,199.
Shopping	Get up to 10% Tata Cliq Luxury
	Get Rs.500 off on minimum purchase of Rs.1,899 on selected styles at Myntra
	Get 10% off on MRP on purchase of Home Lockers, Video Door Phones, Bugler Alarm System, Home Cams, CCTV Cameras at Godrej Securities
Kids and Parenting	Get up to Rs.250/- Off on Skola Toys products with a minimum purchase of Rs 1,000/-
	Getup to 25% discount on all Hackberry programs
	Flat discount of Rs.299 on all on all Zoomin Photobooks
Education	Additional 15% off on paid courses at Vedantu
Education	Get 10% exclusive discount on live coding subscription plans at WhiteHat Jr

And many more

Kotak My Junior a unique banking program for children under 18 years of age. It’s designed to encourage children to understand savings and helps parents save for their future in a better manner. The fun banking program has tied up with Campaign Gratitude wherein your child can become a real-life Angel by raising funds and therefore supporting the many affected by COVID19. For every donation made, Kotak Bank will be matching the amount equally to double the impact (with maximum cap of Rs. 25 lakhs). Please check details of the initiative here: A dedicated microsite has also been created for Kotak Junior. Click here to visit.
Bank on us for all your financial needs from savings, investments^*, Insurance^{^#}to various loans³.
No Cost EMI on Debit Card in stores & on Amazon.com.
Avail Dream Different Credit Card¹ without any CIBIL score simply by opening an 811 account and starting an FD with amount as low as Rs. 15,000/-
Digi home loan³ through which you can get online sanction within 48 hours from the comfort of your home at an interest rate starting at 7.1% p.a.
Get Gold Loan³ sanctioned in 90 minutes with minimal documentation and flexible repayment option
Get Loan against Securities³ up to 90% funding against Shares, Bonds, Mutual Funds & Life Insurance with No pre-closure charges and option of Instant liquidity.
^*Grow your money by investing in more than 25 mutual funds or start an SIP digitally in just few clicks. Track the Net Asset Values, overall portfolio performance and get access to recommended funds, reports on Capital Gain/Loss, Transaction etc. through our app.
^{^}Stay protected with Kotak General Insurance policies such as Group Smart Cash which helps you at the time of hospitalization and Group Accident Cover that provides you worldwide cover.
^#Buy Kotak E-Term Policy at a low cost and get higher cover, it gives you flexibility to choose payment terms that suit your needs. Special rates for Non-Tobacco users and Women.
^#Kotak Assured Saving Plan guarantees tax-free maturity benefit. Longer the premium commitment, higher the benefits.
^#Kotak Smart Life Plan, a plan that helps fulfil multiple dreams like Tax free children’s education/Marriage/Retirement & Wealth creation. It also gives you Bonus options

So go ahead, experience the benefit of innovative banking at Kotak bank along with availing some great deals.

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Terms and conditions apply

Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Condition carefully provided on the bank website kotak.com
Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Loan to Value ratio as prescribed by RBI from time to time. Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets. Available in select locations only. For location details visit kotak.com.
^*Mutual fund investments are subject to market risks, read all scheme related documents carefully. AMFI Registration Number (ARN) 1390
^{^}Insurance is underwritten by Kotak Mahindra General Insurance Company Ltd.
Kotak Mahindra Bank Ltd. is a Corporate Agent of Kotak Mahindra General Insurance Company Limited. Registered Address: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai – 400 051. IRDAI License No. CA0250
Kotak Mahindra General Insurance Company Ltd.
Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai – 400051. Maharashtra, India. Toll Free: 1800 266 4545, Email: [email protected]. CIN: U66000MH2014PLC260291. IRDAI Regn. No 152. Participation by prospective customers of Kotak Mahindra Bank Ltd. shall be purely on voluntary basis and subject to the terms and conditions of Master Policy No. KGSC-M026. Trade logo displayed above belongs to Kotak Mahindra Bank Ltd. and is used under license. The advertisement contains only an indication of the covers offered. #Additional 1 % Kerala flood cess on the premium (excluding GST) shall be levied in the state of Kerala as per the Kerala Finance Act, 2019 and the Kerala Flood Cess Rules, 2019. For complete list of day care procedure, please refer to policy wording. For more details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochure/policy wording carefully before concluding a sale. ^For complete list of exclusions, please refer to policy wording. Advt. ref. no. KGI/20-21/II/E-ML/648. Kotak Group Smart Cash UIN: KOTHLGP19014V011819
^#The plan is offered and underwritten by Kotak Mahindra Life Insurance Company Ltd. Participation of customers of Corporate Agent shall be purely on voluntary basis. For sub-standard lives, extra premium may be charged based on Kotak Life Insurance underwriting policy. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. By clicking the call to action tab, the customer hereby gives consent to Kotak Mahindra Life Insurance Company Ltd. and its representatives to call/contact me even if I am registered under NDNC. Kotak Mahindra Bank Ltd is a corporate agent of Kotak Mahindra Life Insurance Company Ltd. with Corporate agency License number - CA0250. Regd. Office 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai – 400051. Kotak Mahindra Life Insurance Company Ltd., Regn. No.:107, CIN:U66030MH2000PLC128503, Regd. Office: 2nd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: insurance.kotak.comEmail: [email protected] | Toll Free No.: 1800 209 8800.

Igniting hope, everywhere

Savings Account

Terms and conditions apply