Offers on Loans & more

Offers on Loan & more

Avail Kotak Loans and enjoy attractive interest rate, online sanction, digital agreement, quick disbursal and much more

 

  • Consumer Finance: No Cost EMI* from Kotak Consumer Finance using Kotak Debit Card in store and on Amazon.in

  • Home Loan: Get Digi Home Loan* sanctioned with Zero contact process form the comfort of your home at attractive interest rate starting at 7.10% p.a.

  • Personal Loan: Available at attractive interest rates starting at 10.75% p.a. with Flexi EMI schemes and Pre-payment facilities. 

  • Gold Loan: Get Gold Loan* sanctioned in 90 minutes with minimal documentation and flexible repayment option

  • Loan Against Securities: Get Loan Against Securities up to 90%* funding against Shares, Bonds, Mutual Funds & Life Insurance with No pre-closure charges and option of Instant liquidity

  • Loan Against Property: Available at attractive interest rates starting at 8.55% p.a. Special offer for Kotak Privy customers - 0.10% additional discount p.a. on interest rate

  • Working Capital Solutions: Get Overdraft with limits of more than Rs. 20 Lakh. Also avail 20% additional funding under ECLGS scheme* with no processing fee

  • Car Loan*:  50% waiver on Processing Fee charges. Special offer on Pre-payment and Part payment charges

 

   

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Terms and conditions apply

 

  • Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets
  • *Loan to Value ratio as prescribed by RBI from time to time. Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets. Available in select locations only. For location details visit www.kotak.com.
  • *For funding against Equity Shares, Equity Mutual Funds and Bonds, Max. Loan limit is Rs.20 Lakh, funding only against scrips approved by the bank from time to time
  • ECLGS Scheme is available for select existing eligible customers only
  • *Car loan offer is from Kotak Mahindra Prime Limited, a subsidiary of Kotak Mahindra Bank limited, loan disbursement will be subject to complete documentation and credit approval at sole discretion of Kotak Mahindra Prime Ltd. Mandatory charges will be applicable over & above Processing Fee. Pre Payment of the loan without any pre-payment charges can be done after completion of 50% loan tenure, provided all repayments of the said loan to be done from Kotak CASA account. Further, part prepayment without any prepayment charges can be done after completion of tenure of 12 months, such prepayment can be done once in each financial year without charges with maximum prepayment up to 15% of principal outstanding as on date of such payment. Applicable to existing customers of Kotak Mahindra Bank and Kotak Mahindra Prime only. The above offer shall be valid till 30th Sep’20 for private registered cars only. Kotak Mahindra Prime ltd.CIN: U67200MH1996PLC097730 Registered Office address: 27BKC, C 27, G Block, Bandra Kurla Complex Bandra (E), Mumbai - 400 051. website: carloan.kotak.com