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Do you have an existing relationship with the bank?

I agree to the terms and conditions and authorise Kotak Mahindra bank to contact me. This will override the registry with DNC/NDNC. Furthermore, I understand the eligibility criteria requires that I must have at least one current account with Kotak Mahindra Bank and the total relationship value should exceed ₹1 Crore.

I understand and agree that the relationship value constitutes combined holdings with Kotak Mahindra bank and includes the total balances across Current and Savings accounts, fixed deposits, mutual fund holdings, life insurance premiums paid, 30% of sanctioned loans (including Kotak Home Loans, Loans Against Property, Working Capital), 30% of Demat holdings with Kotak Securities linked to Kotak Bank account.

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Kotak Solitaire Business

Power your business with Kotak Solitaire

Elevate your banking experience to unlock a world of possibilities. Designed for your bold ambitions. By invitation only.

Best-in-class Current Account
Flexible Loans
Complimentary Business Credit Card
Your business.
Your cash flow.
Integrated payments and collections with no setup cost, 500 free NEFT/RTGS transactions/month, plus 2 free POS machines and 2 soundboxes.
Ambitious plans,
flexible loans.
Get working capital up to 120%1 of collateral value, plus up to 20% additional limit1 as ad hoc for a cumulative period of 120 days p.a.
Banking that moves at your pace
Transact anytime, anywhere. Get up to 10x higher cash deposit limits³ and enjoy a complimentary debit card⁴ with zero withdrawal charges.
Power your payments,
fuel your growth.
Get the advantage of a complimentary Business Credit Card2 for you to manage your business expenses effortlessly.
No borders, no barriers. Just smarter trade and forex.
Expand globally with pre-approved1 forex limits. Get fast processing, transparent charges and real-time rates via FX Live.
Safeguard your business and loved ones
Comprehensive insurance plans to protect your family and business, ensuring peace of mind and financial security.5
Exclusive access to events and summits
Enhance your business and decision-making with knowledge-sharing sessions designed to drive growth.

Best-in-class
Current Account

Designed to work with your cash flow, giving you total control, and exclusive benefits to optimise your business finances.

Effortless transactions, maximum impact
Power your business with integrated payment and collection solutions. No setup fees, no hassle.
Stay ahead with smarter reconciliation
Have the flexibility to receive detailed MIS reports at your preferred intervals.
Bulk payments at the click of a button
Make effortless bulk payments with transaction prescheduling and the Maker-Checker facility for smooth transactions.
Cost-effective transactions every month
Transfer funds efficiently with free bulk NEFT and RTGS payments - up to 500 transactions per month.
2 free POS machines and 2 free soundboxes
Get preferential Merchant Discount Rates (MDR) with our POS solutions.
Withdraw anywhere, pay nothing extra
Enjoy zero fees on domestic and international ATM withdrawals (Kotak and other).
See 3 more offers

Flexible loans that match your ambition

Tailored lending solutions1 designed with attractive interest rates for those who think big, move fast, and seize every opportunity, on their terms.

Go beyond limitsMaximise your working capital with a limit of up to 120%1 of collateral value.

Smarter financing, lower costsLower interest rates on Working Capital Demand Loans1, keeping your growth efficient and cost-effective.

Stay ahead of every surgeGet up to 20%1 additional working capital limit as ad hoc for a cumulative period of 120 days1 per annum.

Long-term growth, short-term agilityChoose from term loans1 up to 15 years or flexible overdraft facilities1 with a drop-line option.

Curated privileges for your personal financial world

Your aspirations deserve the same level of excellence. Kotak Solitaire offers wealth solutions, financial flexibility and exclusive lifestyle privileges.

Wealth management services for youGenerate a second income by investing in Mutual Funds via ASPIRE - a combination of SIP and SWP offered by Kotak7. Explore more investment options.

An invite-only credit card2, exclusively for youPremium metal card, designed for exclusive privileges. Earn up to 10% rewards, get lounge access for family and zero forex mark-up.

Step effortlessly into your dream homeGet a pre-approved loan of up to ₹7.5 Crore1 at attractive interest rates with a seamless process.

Enjoy financial flexibilityGet a pre-approved credit line of up to ₹25 Lakh1.

Let’s get started with

Kotak Solitaire

Open account now
Can I enroll in Solitaire Business if I already have a Kotak Current Account?
I don’t have a Kotak account. How can I join?
What are the eligibility criteria for Solitaire Business?
Is there a minimum balance requirement for the Solitaire Business Current Account?
How is the relationship value calculated?
Can I extend Solitaire Business benefits to my family members?
If I upgrade to Solitaire Business, will my grouped family members also be upgraded?
What happens if my relationship value drops below the required threshold?
When will I receive my Solitaire Business debit card and chequebook?
How can I earn attractive returns on idle funds in my account?
How can I avail myself of the Solitaire Business offers?
Can I get a Solitaire Business Credit Card?
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*Terms and conditions apply.

  1. Credit at the sole discretion of the bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets. Available at select locations only. Credit limit of any type will be sanctioned as per the Credit policy of the bank.
  2. Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Ltd. All features and benefits are subject to credit card terms and conditions. Please read the credit card terms and conditions carefully as provided on the bank website www.kotak.com
  3. Refer to the General Schedule of Features and Charges for the maximum limits on cash deposits and other services.
  4. The issuance of a Debit Card will depend on the mode of operation of the Current Account.
  5. As per Terms and Conditions and assessment by the respective insurance companies. Insurance is the subject matter of solicitation. Participation by Kotak Mahindra Bank Ltd.'s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Zurich Kotak General Insurance Company Ltd. Insurance products/services are obligations of Zurich Kotak General Insurance Company Ltd. and are not guaranteed by Kotak Mahindra Bank Ltd. Zurich Kotak General Insurance Company Ltd. shall be liable or responsible for all matters arising out of or pertaining to the insurance products/services offered by it. Beware of spurious phone calls and fictitious/fraudulent offers. IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Individuals receiving such phone calls are requested to lodge a police complaint.
    Kotak Term Group Plan - UIN: 107N007V10, Kotak Accidental Death Benefit UIN - 107B005V06, Kotak Accidental Disability Benefit UIN 107B008V03, Kotak Accidental Dismemberment Benefit (ADM) UIN- 107B006V03, Kotak Accidental Death, Disability and Dismemberment Benefit (ADDD) UIN 107B007V03, Kotak Critical Illness Benefit UIN: 107B009V07, Kotak Group Terminal Illness Benefit UIN 107B014V03, Kotak Critical Illness Plus Benefit UIN 107B015V06.
This is a non-participating, non-linked, group pure risk product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. For details on riders, please refer to the Rider Brochure. For more details on Kotak Life's insurance plans and offerings, kindly get in touch with the sales representative. Kotak Mahindra Bank Ltd. is a corporate agent of Kotak Mahindra Life Insurance Company Limited with Corporate Agency License No: CA0250. Regd. Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. The plans are offered and underwritten by Kotak Mahindra Life Insurance Company Limited. Participation by Kotak Mahindra Bank Ltd.'s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Kotak Mahindra Life Insurance Company Ltd. Insurance products/services are obligations of Kotak Mahindra Life Insurance Company Ltd and are not guaranteed by Kotak Mahindra Bank Ltd. Kotak Mahindra Life Insurance Company Ltd. shall be liable or responsible for all matters arising out of or pertaining to the insurance products/services offered by it.
    Regd. Office: Kotak Mahindra Life Insurance Company Ltd. Regd. Office: Kotak Mahindra Life Insurance Company Ltd. Reg No. 107 CIN: U66030MH2000PLC128503, 8th Floor, Plot # C-12, G-Block, BKC, Bandra (E), Mumbai - 400051. Website: www.kotaklife.com | Group Email: [email protected] | Group Toll Free No.: 1800 120 7856 | WhatsApp: 9321003007 | Toll Free: 1800 209 8800
  6. For deposits of 7 days and above. ActivMoney (Auto Sweep) is a facility for automatically sweeping out funds above a pre-specified threshold from your Current Account to a Fixed Deposit (FD) Account for 91 days. In case of insufficient balance in the Current Account, the FD will be broken prematurely, and the required amount will be transferred to the Current Account. Default Sweep Out and Sweep In limits for an account variant are the minimum thresholds, and one cannot opt for limits lower than these. Auto Sweep Out of funds above a pre-specified threshold from the Current Account to Fixed Deposit will be for 91 days (for NRE accounts, it will be for 1 year) and in multiples of ₹5,000/-. The nomination registered for the Current Account will apply for FDs created through ActivMoney. If the customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the Fixed Deposit will be applicable to Fixed Deposits booked under ActivMoney. The Bank may, at its absolute discretion, discontinue/suspend any of the services completely or partially, with or without any notice to the customer. For ActivMoney (2-way sweep deposits), regular Kotak Fixed Deposit rates will be applicable, basis the tenor of the deposit without any pre-payment penalty. For detailed terms & conditions, please visit www.kotak.com
  7. Mutual Funds – Mutual Fund investments are subject to market risks, read all scheme related documents carefully. For complete terms and conditions, visit www.kotak.com.