Loan Against Securities - Now Easily Avail Loan Against Securities, Shares, Mutual Fund, Insurance and Bonds Online at Kotak Bank
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Frequently Asked Questions

I have a single scrip in my portfolio; can I get limits against only one scrip?

Yes. You can avail of limits by pledging the single scrip, if it is part of our approved list of scrips.

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Is my overdraft limit fixed?

Your portfolio is valued periodically, and your overdraft limit varies, depending on the market rate of the shares you have pledged. You may at any time choose to increase your overdraft limit by pledging more shares, or decrease it by withdrawing them (within the permissible limits).

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How frequently do you revalue my portfolio?

We revalue your portfolio on a weekly basis. Additionally, in the event of a sharp fall in the market prices, we conduct an interim revaluation.

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Can the bank inform me about my latest limit by e-mail / SMS alerts?

The Bank has an e-mail alert and SMS alert facility whereby we intimate the latest limit as and when it changes due to revaluation of prices or lodgment / withdrawal of shares.

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I do not have a Demat Account with Kotak Bank. Can I still avail of your facility?

Yes. You can pledge shares held with any Depository Participant in NSDL or CDSL, with your respective Depository Participants.

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