Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)
10%
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof
2.5% on advance amount or ₹500 whichever is higher
Late Payment Charges ("LPC")
Due as per last statement
LPC charges
<₹100
0
₹100 - ₹500
100
₹501 - ₹1000
500
₹1001 - ₹5,000
500
₹5,001 - ₹10,000
600
₹10,001 - ₹25,000
800
₹25,001 - ₹50,000
1000
>₹50,000
1200
Over Limit Charge
Rs. 0
Cheque Bounce Charges
2.0% on bounce amount or ₹500 whichever is higher
Foreign Currency Mark Up
3.5%
Railway Booking Surcharge (1.8%/2.5% on transaction amount)*
Waived
Fuel Surcharge (1% on transaction)**
Waived
Fee for Cash payment at Bank
Rs. 100
Outstation Cheque Processing Fee
Waived
Reissue/ Replacement Card (per issunace)
Rs. 100
Charge Slip Request
Waived
Machine Surcharge at ATMs
Waived
Balance Enquiry Charges at Non Parent Bank ATM
Waived
Duplicate Statement Request
Waived
Web Pay Service Fee
Waived (effective 10th JAN,2014)
Credit Limit Increase Processing fee
Rs. 100
Rent Payments
1% of the Transaction Amount for all transactions done on MCC 6513
Pre-closure charges- Personal Loan on Credit Card
3% on outstanding principle
Please Note:
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
*Maximum Railway surcharge waiver of Rs. 500 in a calendar year
** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year
*W.e.f 20-06-21, the Interest Charges on outstanding Balances for 811 #DreamDifferent Credit Card shall be revised to 3.50% (Annualized 42%)
Understand the value chart for the 811 #DreamDifferent Credit Card.
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