How can I withdraw my Fixed Deposit
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
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  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors

If you want to receive full benefits, it is best not to withdraw the Deposit until its term is complete. However, if you have to do this, here are the methods:  

1) On Mobile Banking  

1. Go to Banking  

2. Fixed/Recurring Deposits  

3. Premature Withdrawal  

2) On Net Banking  

1. Go to Investment -> Deposit  

2. Select Premature Withdrawal of Deposit.  

With this method, the amount will be credited to your account instantly.  

2) Place a request at your nearest Kotak Branch.  

With this method, the amount will be credited to your account within 24-48 hours.  

It is important to note that if your Deposit is booked for 181 days and above and is withdrawn before maturity, there will be a penalty of 0.50% on the interest rate.

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