Get your Kotak 811 Savings account
in a few minutes,
right from your home.
811 Savings Account for Everyone
Kotak 811 is a zero balance digital bank account
available to everyone (Resident Indian individuals only). Kotak 811 lets you choose between a zero balance account or an 811 Edge savings account based on your needs,
which acts as a one stop solution for all your financial needs and day to-day transactions. The Kotak 811 account helps you
save as well as grow your money with its varied investment offerings. The account also lets you transfer funds, pay bills and do more easily.
Explore 811 Variants
A Savings Account with
4%* interest p.a. and
other reasons
to love Kotak 811
Need help? Give us a call at 1860 2660 811(local call charges apply) or check out our FAQs.
*Disclaimer
Paperless Savings Bank Account
with Unlimited Features
Get the full-fledged award-winning 811 experience - with unlimited account validity and unrestricted deposits and spends. Just complete your Full KYC verification right from your home.
Important Features
Advantages of Full KYC Verification
Customer speaks
Join the 811 club today
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No hidden charges, takes only 5 minutes.
Kotak 811 everywhere
Whether youre at work, at home or on
vacation, your 811 account is always
with you.
Kotak 811 is a digital zero balance savings account that you can open online. The online savings account opening process is seamless, zero-contact and barely takes a few minutes. Just keep your PAN card & Aadhaar number handy and complete a few steps to open the instant savings account from the comfort of your home or office.
Kotak 811 is a zero balance saving account. This means that you don’t have to pay any penalties for not maintaining a minimum balance. In fact, you don’t have to maintain an average balance. However, if you do maintain a balance, you can earn higher than average interest on your savings and explore Fixed Deposits and other investment offers with us.
Kotak 811 is one of the best online savings bank account in India. Your 811 savings bank account is protected by the latest technology and you can open a savings account without any worry.
So, what are you waiting for? Open an online savings account with Kotak 811 and start banking with the best bank for savings account in India.
How to get
811 #DreamDifferent Credit Card
Enjoy the benefits of interest free cash withdrawals, rewards on all purchases, a credit limit of up to 80% of your fixed deposit amount and a free Credit Card for life – all with the Kotak 811 #DreamDifferent Credit Card.
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The premium 811 experience
comes in 2 flavours
811 Edge
811
₹10,000
average monthly balance
Enjoy additional benefits with 811 Edge.
Upgrade at the time of your in-person
Full KYC verification.
Debit card type and fees
Platinum (₹150 annually)
Chequebook*
25 FREE leaves quarterly
Branch Transactions
4 FREE (up to ₹2 lakhs monthly)
Home Banking
₹150/visit
ATM withdrawals
FREE and unlimited (Kotak Bank ATM)
5 FREE monthly (Other Domestic Bank ATMs^)
₹0
average monthly balance
Your zero balance account with
basic features.
Debit card type and fees
Classic (₹199 annually)
Chequebook*
₹75 for 25 leaves
Branch Transactions
1 FREE (up to ₹10,000 monthly)
for both cash deposit & withdrawal* separately
Home Banking
Not available
ATM withdrawals
5 FREE monthly (Kotak Bank ATM and other
Domestic Bank ATMs^ each)
* On completing Full KYC | ^Maximum of 5 transactions @ nil charges (incl. financial & non-financial) in a month with a cap of Maximum 3 transactions @ nil charges in Top 6# Cities
Advantage of KYC Verification
Get the full-fledged award-
winning 811 experience
Enjoy unlimited banking
with zero paperwork
Unlimited account
validity
Unrestricted deposits
and spends