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From a zero balance account to premium account, we've got something for everyone (Resident Indian individuals only).
Explore 811 VariantsNeed help? Give us a call at 1860 2660 811 (local call charges apply) or check out our FAQs.
Get the full-fledged award-winning 811 experience - with unlimited account validity and unrestricted deposits and spends. Just complete your Full KYC verification right at your doorstep.
Advantages of Full KYC Verification"Thanks to the Kotak 811 app, I was able to transfer money to my sister, instantly. This made my Raksha Bandhan a little special" -Nirav (Finance Assistant, Mumbai).
"For a young financial professional like me, Kotak 811 app gives me an opportunity to park my funds at 6% without any risk". - Prem (Investment Banker, Mumbai)
"Kotak 811 app is fast and easy to access. I requested my cheque book through this app, and I received it in less than 7 days. I was highly impressed, and it made everything approachable and accessible". - Mohak (Advertising professional, Mumbai).
^Disclaimer
Scan and Pay through your Kotak Mobile Banking App at select in-store outlets.
811₹0/monthaverage monthly balanceYour zero balance account with
basic features.
|
811 Edge*₹10,000/monthaverage monthly balanceEnjoy the premium 811 experience
with additional benefits.
|
|
| Debit card type and fees | Classic (₹199 p.a.) | Platinum (₹150 p.a.) |
| Chequebook** | Chargeable | Free 25 leaves quarterly |
| Branch Transactions | 1 free transaction of upto Rs 10,000 per month (for both cash deposit & withdrawal** separately) | 4 free transactions upto ₹2lakhs per month |
| Home Banking | Not Available | Available @ ₹150/visit |
| ATM withdrawals | 5 Free monthly (Kotak Bank ATM & Other Domestic Bank ATMs^ each) | Free & Unlimited (Kotak Bank ATM) 5 Free monthly (Other Domestic Bank ATMs^) |
* You can choose to upgrade to 811 Edge at the time of in-person
Full KYC verification |** On
completing Full KYC
|^Maximum
of 5 transactions @ nil charges (incl. financial & non-financial)
in a month with a cap of Maximum 3 transactions @ nil charges in
Top 6# Cities
