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811 for everyone
From a zero balance account to premium account, we’ve got something for everyone (Resident Indian individuals only).
Explore 811 Variants
4%* interest p.a. and other top reasons to love Kotak 811
Need help? Give us a call at 1860 2660 811 (local call charges apply) or check out our FAQs. FAQs
Enjoy unlimited banking with zero paperwork
Get the full-fledged award-winning 811 experience - with unlimited account validity and unrestricted deposits and spends. Just complete your Full KYC verification right at your doorstep.
Advantages of Full KYC Verification
Customer speaks
"Thanks to the Kotak 811 app, I was able to transfer money to my sister, instantly. This made my Raksha Bandhan a little special" -Nirav (Finance Assistant, Mumbai).
Customer speaks
"For a young financial professional like me, Kotak 811 app gives me an opportunity to park my funds at 4% without any risk". - Prem (Investment Banker, Mumbai)
Customer speaks
"Kotak 811 app is fast and easy to access. I requested my cheque book through this app, and I received it in less than 7 days. I was highly impressed, and it made everything approachable and accessible". - Mohak (Advertising professional, Mumbai).
*Disclaimer
Scan and Pay through your Kotak Mobile Banking App at select in-store outlets.
811₹0/monthaverage monthly balanceYour zero balance account with basic features.
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811 Edge*₹10,000/monthaverage monthly balanceEnjoy the premium 811 experience with additional benefits.
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| Debit card type and fees | Classic (₹199 p.a.) | Platinum (₹150 p.a.) |
| Chequebook** | Chargeable | Free 25 leaves quarterly |
| Branch Transactions | 1 free transaction of upto Rs 10,000 per month (for both cash deposit & withdrawal** separately) | 4 free transactions upto ₹2lakhs per month |
| Home Banking | Not Available | Available @ ₹150/visit |
| ATM withdrawals | 5 Free monthly (Kotak Bank ATM & Other Domestic Bank ATMs^ each) | Free & Unlimited (Kotak Bank ATM) 5 Free monthly(Other Domestic Bank ATMs^) |
* You can choose to upgrade to 811 Edge at the time of in-person Full KYC verification |** On completing Full KYC
|^Maximum of 5 transactions @ nil charges (incl. financial & non-financial) in a month with a cap of Maximum 3 transactions @ nil charges in Top 6# Cities
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