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811 zero balance digital savings account is for everyone

Are you looking to open a zero balance account online? Now, apply for a digital savings account online using Aadhaar and PAN Card along with other details.

Kotak811 is a zero balance digital savings account that can be applied online by everyone (Resident Indian individuals only). Kotak811 Digital Savings Account lets you Open Zero Balance Savings Account online based on your needs.

Open Zero Balance Savings account and grow your money with 6%* interest p.a. with ActivMoney. This online digital savings account helps with regular banking activities like transferring funds, paying bills and more.

Benefits of 811 Zero Balance Savings Account

Get the full-fledged Kotak 811 digital banking experience - with unlimited account validity and unrestricted deposits and spends. Complete the KYC verification of your Zero Balance Account right from your home through our bank representative.

Get Kotak811 Savings A/c

Top 6 features of zero balance savings account

  1. 1. There are no minimum-balance commitments in a zero balance savings account. So, you can spend even the last rupee in your account without worrying about penalties.
  2. 2. You can open a digital zero balance account online from the comfort of your home. All you need is submit your PAN and Aadhaar number online and our bank representative will visit your home at a time convenient to complete your KYC.
  3. 3. Earn the prevailing interest on your zero balance savings account deposits.
  4. 4. With your zero balance account, enjoy facilities such as debit cards, cheque books, internet banking and mobile banking.
  5. 5. Apply for a zero balance savings account through Aadhaar OTP verification.
  6. 6. Complete the full KYC process of your account through in-person verification within 180 days from account opening by visiting your nearest bank branch or booking an appointment.
Get Kotak811 Savings A/c

Explore Zero Balance Account Opening Online with Kotak811

Whether you are at work, home or vacation your Kotak811 Digital Savings Account is always with you.

We hope you are aware of Kotak811 zero balance online account opening process. You can apply for an 811 Zero Balance Digital Savings Account without ever stepping out of your home.

Kotak811 is a zero balance savings account. This means that you don't have to pay any penalties for not maintaining a minimum balance. So, what are you waiting for? Apply for zero balance savings account online with Kotak811 and start banking with one of the best digital bank account.

Kotak811 is a digital zero balance account that you can apply online. The account opening process is seamless, and barely takes a few minutes. Just add your PAN & Aadhaar number and our bank representative will open the online savings account from the comfort of your home or office.

Get Kotak811 Savings A/c

Disclaimer: Providing Aadhaar is voluntary.

ActivMoney-
ActivMoney (Auto Sweep) is a facility of automatically sweeping out funds above a pre-specified threshold from your Current/Savings Account to a Term Deposit (TD) Account for 180 days. In case of insufficient balance/Sweep in threshold in Savings Account, the TD will be broken prematurely and the required amount will be transferred to Savings Account.
Default Sweep Out and Sweep In for limit for an account variant are the minimum thresholds and one will not be able to opt for limits lower than these. Auto-Sweep out of funds above a pre-specified threshold from Savings to Fixed Deposit will be for 180 days and in multiples of ₹5,000/- The nomination registered for Saving Account will apply for FDs created through ActivMoney. If customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the fixed deposit will be applicable to fixed deposits booked under ActivMoney.

Savings A/c-
Disclaimer for all SA communication where interest rate is mentioned is as below:
Earn 2.75% interest p.a. on all Savings Account balance. Applicable for Resident Accounts only. The interest rates are subject to change. Visit www.kotak.com for latest information on interest rates

Zero balance account opening online can't be any easier. Key in your PAN and Aadhaar details and complete the VKYC to enjoy the unlimited benefits of the Kotak811 digital savings account. Get a simplified banking experience for all your financial needs. Start saving with the trust of Kotak Mahindra Bank and the multitude of features of a Kotak811 savings account. One account is all you need to take care of savings, investments, credit cards, shopping, loans, and much more.

A savings account that behaves the way you would want it to:

Now is the time to get more done with Kotak811 zero balance account. Just don't Bank, let your money grow.

Get Kotak811 Savings A/c

Kotak Bank Registered Address: 27BKC, C 27, G Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, 400051

*ActivMoney Disclaimer:

For more details visit Kotak ActivMoney

Kotak 811 FAQs

How to open zero balance savings account online?

Zero balance account opening online is quick and easy with Kotak 811. Below are the steps to open zero balance savings account online.

  1. 1. Download the 811 Mobile Banking App or visit the Kotak811.com
  2. 2. Fill your details in the above form & complete the OTP authentication
  3. 3. Deposit ₹1,000 during account opening journey (₹5,000 for 811 Super a/c). You can withdraw this amount anytime
  4. 4. Once the deposit is successful, your zero balance savings account will be activated

What is a zero balance savings account?

Kotak811 zero balance savings account does not require customers to maintain any minimum balance in their bank account. This type of savings account offer all the banking services and benefits without the added pressure of balance maintenance.

How to open a zero balance savings account?

You can easily open Zero Balance Savings Account online by sharing some details online.

Can I place a request to open a zero balance savings account online?

Yes! You can place a request to open Kotak811 Zero Balance Savings Account online.

Who can open a zero balance savings account?

Any Indian citizen above 18 years of age.

How to open a zero balance savings account without a PAN card?

To open bank account online with zero balance, PAN and Aadhaar Card is required. If you don’t have a PAN Card, reach out to our customer care on 1860 266 0811 for support.

How can I track my zero balance savings account online?

The Kotak811 App helps you keep track of your zero balance account and get other banking activities done easily, like online payment, applying for a debit card, UPI payments, investing in FDs and more.

What are the interest rates on opening a zero balance savings account online?

Kotak811 Zero Balance Savings Account offers up to 6%* interest p.a. on your savings with Kotak ActivMoney.

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