Earn up to 7%* Interest p.a. with ActivMoney
Lightening fast UPI Payments
Free Virtual Debit Card
Earn up to 7%* Interest p.a. with ActivMoney
Lightening fast UPI Payments
Free Virtual Debit Card
Are you looking to open a zero balance account online? Now, apply for a digital savings account using Aadhaar and PAN Card along with other details and our bank representative will visit your home at a time convenient to complete your KYC.
Kotak811 is a zero balance digital savings account that can be applied online by everyone (Resident Indian individuals only). Kotak811 Digital Savings Account lets you apply for a Zero Balance Savings Account online based on your needs.
Apply for Zero Balance Savings account and grow your money with 7%* interest p.a. with ActivMoney. The digital savings account helps with regular banking activities like transferring funds, paying bills and more.
Get the full-fledged Kotak 811 digital banking experience - with unlimited account validity and unrestricted deposits and spends. Complete the KYC verification of your Zero Balance Account right from your home through our bank representative.
Get Kotak811 Savings A/cWhether you are at work, home or vacation your Kotak811 Digital Savings Account is always with you.
We hope you are aware of Kotak811 zero balance online account opening process. You can apply for an 811 Zero Balance Digital Savings Account without ever stepping out of your home.
Kotak811 is a zero balance savings account. This means that you don't have to pay any penalties for not maintaining a minimum balance. So, what are you waiting for? Apply for zero balance savings account online with Kotak811 and start banking with one of the best digital bank account.
Kotak811 is a digital zero balance account that you can apply online. The account opening process is seamless, and barely takes a few minutes. Just add your PAN & Aadhaar number and our bank representative will open the online savings account from the comfort of your home or office.
Get Kotak811 Savings A/cDisclaimer: Providing Aadhaar is voluntary.
IMPORTANT: Please ensure that you complete your Full KYC within 180 days from account opening to enjoy uninterrupted services at all times. If Full KYC is not completed within 180 days from account opening, your account will be blocked from transactions. However, you would still be able to complete your Full KYC and resume banking easily. If Full KYC is not completed within 365 days from account opening, your account will expire permanently with no possibility of reactivation.
Zero balance account opening online can't be any easier. Key in your PAN and Aadhaar details and complete the VKYC to enjoy the unlimited benefits of the Kotak811 digital savings account. Get a simplified banking experience for all your financial needs. Start saving with the trust of Kotak Mahindra Bank and the multitude of features of a Kotak811 savings account. One account is all you need to take care of savings, investments, credit cards, shopping, loans, and much more.
A savings account that behaves the way you would want it to:
Now is the time to get more done with Kotak811 zero balance account. Just don’t Bank, let your money grow.
Get Kotak811 Savings A/cKotak Bank Registered Address: 27BKC, C 27, G Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, 400051
*ActivMoney Disclaimer:
Let's say you have a Kotak811 Savings Account and you opt for ActivMoney facility. Then the default threshold here for Edge Savings Account variant (Non Privy/Private Banking) is ₹25,000/-. If your savings account balance exceeds ₹25,000, the additional amount will be transferred to a 180-day FD, in multiples of ₹5,000*. When your savings account balance dips below the set threshold, the shortfall is automatically compensated from your FD. This way, you will pay zero penalty on premature withdrawal. While there is nil penalty on premature withdrawal as contracted tenor of FD is 180 days, very early premature withdrawal like 45 days or before at times may result in interest earnings on FD lower than savings bank account interest.
*Liquidated Dep2 for ₹25,000 and liquidated in part for ₹15,000 from Dep1 to honour the cheque of ₹40,000 as breaking of FD is done in multiples of ₹5,000. Dep2 will earn interest for 15 days at the applicable rate without penalty (on LIFO basis) as it exceeds 7 days which is minimum period required to be eligible for interest and ₹10,000 liquidated from Dep1 would earn eligible interest for 16 days. In the above scenario, due to early premature withdrawal, the interest earned on Dep 1 & Dep 2 at times would be lower than savings interest.
FDs will be created and broken in multiples of ₹5,000 for new ActivMoney registrations w.e.f 5th July'23. For ActivMoney registrations before 5th July'23, Fds will continue to be made in 10,000 but will be broken in multiples of ₹5,000.
Zero balance account opening online is quick and easy with Kotak 811. Below are the steps to open zero balance savings account online.
Kotak811 zero balance savings account does not require customers to maintain any minimum balance in their bank account. This type of savings account offer all the banking services and benefits without the added pressure of balance maintenance.
You can easily apply for a Kotak811 Zero Balance Savings Account by sharing some details online.
Yes! You can place a request to open Kotak811 Zero Balance Savings Account online.
Any Indian citizen above 18 years of age.
To open bank account online with zero balance, PAN and Aadhaar Card is required. If you don’t have a PAN Card, reach out to our customer care on 1860 266 0811 for support.
The Kotak811 App helps you keep track of your zero balance account and get other banking activities done easily, like online payment, applying for a debit card, UPI payments, investing in FDs and more.
Kotak811 Zero Balance Savings Account offers up to 7%* interest p.a. on your savings with Kotak ActivMoney.
Kotak Mahindra Bank | Online Savings Account | 811 Super Savings Account | Best Zero Balance Account Opening Online | Upgrade to 811 Super | Apply for Personal Loan Online | Apply for Kotak Digital Savings Account Online
