A bank account
that's ready in minutes



811 for everyone

From accounts with no balance
commitments to premium accounts,
we've got something for everyone.

Explore 811 Variants

(for Resident Indian individuals only)

6%* interest p.a. and
other top reasons to love
Kotak 811

Virtual Debit Card

Get your card number instantly
with a Virtual Debit Card & start
transacting & paying online.

No Maintenance Fees

Don't worry about maintaining minimum
balance in your account. Kotak 811 is a zero
balance account i.e. you pay zero charges
for non-maintenance of balance.

Get Interest On
Your Balance

Avail up to 6%* interest p.a.
on your account balance.

Scan And Pay^

Why use cash or cards when you can
scan and pay for your bills & purchases?

Award Winning Services

Experience Kotak 811 and know why it
has received awards and accolades in
the world of banking.

Need help? Give us a call at 1860 2660 811(local call charges apply) or check out our FAQs.


Enjoy unlimited banking
with zero paperwork

Get the full-fledged award-winning 811 experience - with unlimited account validity and zero restrictions on money transfers. Just complete your KYC verification right at your doorstep.

Advantages of Full KYC Verification

Customer speaks

"Thanks to the Kotak 811 app, I was able to transfer money to my sister, instantly. This made my Raksha Bandhan a little special."

Nirav, Finance Assistant, Mumbai

"For a young financial professional like me, Kotak 811 app gives me an opportunity to park my funds at 6% without any risk."

Prem, Investment Banker, Mumbai

"Kotak 811 app is fast and easy to access. I requested my cheque book through this app, and I received it in less than 7 days. I was highly impressed, and it made everything approachable and accessible."

Mohak, Advertising professional, Mumbai

Join the 811 club today

GET 811

No hidden charges, takes only 5 minutes.

Kotak 811 everywhere

Whether you're at work, at home or on
vacation, your 811 account is always
with you.