Fixed Deposits

1860 266 2666

Local call rates apply

Investing your money in a Fixed Deposit at Kotak Mahindra is a safe, stress-free way to make it grow. A host of features make Kotak Mahindra Fixed Deposits an excellent investment opportunity.

  1. A secure option to let your money grow
  2. Loan facility to the extent of 85% of principal on a deposit term
  3. Attractive interest rates
  4. Automatic rollover: You can choose to roll over only the principal amount that you deposit or principal plus interest earned (i.e. re-invest the interest). Automatic rollover will be for the same period, at an interest rate applicable on the maturity date
    • When you reinvest the interest, you get compound interest on the total amount, i.e. rollover of principal plus interest, at the end of the period (quarter or half-yearly)
    • You can specify, on or before the maturity date, changes in deposit tenure, maturity instructions, payment instructions, principal amount and rollover mode (from principal to principal plus interest or vice versa)
    • Loan facility is available to the extent of 85% of principal on a deposit term, with a period of minimum of 1 year (as per Kotak Mahindra Bank's conditions)

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