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Our Current account offers a comprehensive range of features to optimize the way you do business.

  • Minimum Balance Account
  • Auto Sweep Facility

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Funded Products

We at Kotak offer structured & customized banking solutions to help maximize your business potential.

  • Finances through cash/credit or loans
  • Offering structured product bouquet

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Transaction Banking

We extend our financial expertise to offer well-integrated & tailor made solutions.

  • Optimise your receivable & payment management
  • Manage Cash flow efficiently

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- W.e.f. Jan 6, 2017, daily balances over Rs.1 Lakh will continue to earn 6% interest p.a. for balances upto Rs. 5 Crs. Interest rate on daily balances above Rs. 5 Crs stands revised to 5.5% p.a. Interest rate on daily balances up to Rs. 1 Lakh in Savings Accounts will continue to earn interest at 5% p.a. The interest rates mentioned are applicable for Resident Accounts only.

- IMPS Transaction charges for amount up to Rs 1000 will not be charged for the period of 1st Jan'2017 to 31st Mar'2017. However, IMPS Transaction of more than Rs 1000 will be charged as per applicable General Schedule of Features and Charges of respective Current Accounts, Savings Accounts and Corporate Salary accounts.