The power to control your credit card is in your hands.

To get quick text updates via your mobile phone, just SMS the below short codes to 5676788 or 997 105 6767 from your registered mobile number.

S.NO.To KnowYour SMSKotak's Reply
1Your current amount dueK CCBAL < Last 4 digits of your Kotak Credit Card Number >Total outstanding on Kotak Card XX1234 on 31-Jan-2012 18:45 is Rs.10000.00
2Your amount due as per last statementK CCDUE < Last 4 digits of your Kotak Credit Card Number >Total Due on Kotak Card XX1234 is Rs.10000.00, Min amt Rs.1000.00, due by 17- Feb-2012.
3Your last three transactionsK CCTXN < Last 4 digits of your Kotak Credit Card Number >Last 3 transaction on Kotak Card XX1234
a) 06-Jan-12 Rs 407.00 DR 
b) 07-Jan-12 Rs 867.00 DR 
c) 25-Jan-12 Rs 900.00 DR
4Your last payment receivedK CCPYMT < Last 4 digits of your Kotak Credit Card Number >Payment of Rs.8000.00 received on 14-Feb-2012, subject to realisation.
5Your total spends this monthK CCSPND < Last 4 digits of your Kotak Credit Card Number >The total retail spends on your Kotak Card in the current bill is Rs 10000.00
6Your available credit balanceK CCAVBL < Last 4 digits of your Kotak Credit Card Number >Total outstanding on Card No XX1234 on 31-Jan-2012 is Rs.10000.00. Avbl Cash limit is Rs 4000.00. Avbl cr Limit is Rs.20000.00
7Your credit card application statusK CCAPP < your 13 digit Application Number >You will receive an SMS with details depending on whether your application is approved, declined or in process.

Example: If last 4 digits of your Kotak Card Number is 1234 and you wish to know your available credit limit, just SMS "K CCAVBL 1234" to 5676788 or 9971056767.