Management Co. Ltd. Kotak Securities Ltd.
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Easy and hassle-free loans for purchase/refinance of used commercial vehicle and construction equipment.
If you have always dreamt of owning your own commercial vehicle, construction equipment or need funds for your working capital, you are at the right place.
We offer Unnati loans to customers for purchasing second hand trucks, used construction equipment and machinery. We also offer refinance on the same. We offer a wide range of products to meet all your banking needs.
Unnati is a special initiative from Kotak Mahindra Bank, to provide loan facility for purchase of used commercial vehicles and refinance on old commercial vehicles, to small transporters or first time users. Unnati also helps drivers and other first time buyers associated with transport industry for more than 2 years, to purchase their own commercial vehicle. Unnati loans also give shape to the dreams of owning a truck.
Yes. Unnati is especially designed to help individuals like drivers, commission agents or any persons associated with transport industry for more than 2 years, to realise their dream of owning a commercial vehicle."Gaddi ho to apni ho"
Unnati loan is available at select Kotak Mahindra Bank branches, for details you can call our toll free number 1800 209 5600 and our sales person will contact you. You can also SMS UNNATI to 5676788 to get help from us.
Unnati loan requires minimum documentation as it is meant to help small transporters. The response time is short. Details can be availed from our branches.
If you already own a commercial vehicle and have repayment record for 12 months then a family member can stand as a Guarantor. First time buyers require one external Guarantor who owns a commercial vehicle and recent repayment history.
Please visit our eligibility tab for more details, or you can contact our authorized sale person.
Yes we refer to Cibil history to decide on the loan eligibility for a customer. We give due consideration to the views of the customer if Cibil score is less.