We look at providing financial solutions to small & medium size businesses. We have an array of products which cover the working capital and long term financial needs of a business. We also offer trade finance products like Letter of Credit and Bank Guarantees
- Entire trade & financial requirements of small & medium businesses through comprehensive product offerings.
- Our individual exposure ranges from Rs. 50 lakhs to Rs. 30 crores
- Customized Solutions & Advisory Services: We review business requirements based on overall performance and their expansion plans. The relationship managers and the credit team would focus on understanding the business model and related industry dynamics with the customer. Effort is made to understand how the business has grown and what plans the promoters have. The strength of the team is in understanding the needs of the customer and customizing a solution for him. We also add value to the relationship by offering advisory services and financial restructuring solutions to our customers.
- Relationship Banking: Our dedicated team of Relationship Managers (RMs) located across the country act as a One Point Contact for our clients. Our RMs maintain a continuous interaction with their clients to understand their immediate and future financial needs.
- Audited financial of the company and the group companies along with schedules for the last three years
- Provisional financials along with schedules (In case audited are not ready)
- Income Tax return of Director and entity for the last 3 years
- Bank statements for the last 6 months
- Copy of Sanction letter in case customer already has limits with other banks
- Partnership deed/MOA/Trust deed
- PAN of Company & Directors
- In case of Term Loan, detailed project report
- In case of rent discounting, agreement copy of the properties
- Last 6 month data of sales, purchase, debtors, creditors & inventory
|Working Capital||Trade Services||Long Term Financial Needs|
|Cash Credit / Overdraft||Letter of Credit||Term Loan|
|Working Capital Term Loan||Bank Guarantee||Loan Against Property Lease Rent Discounting|