Dealer Finance

1860 266 2666

Local call rates apply

We provide end-to-end solutions for the financial requirements of Commercial Vehicle and Construction Equipment dealers, which include the following products.

Term Loan Options

Term Loan is available to automobile dealers for setting up of new dealerships, expansion / renovation of showroom / workshop / supplementing working capital requirement.

  1. Amortizing Term Loan is available to automobile dealers for purchase of property for business expansions / new dealerships.
  2. Equipment Term Loan is available to automobile dealers for purchase of equipment's for their service centre.
  3. Working Capital Term Loan is available to automobile dealers to fund core working capital /supplement the working capital requirements
  4. Balance Transfer / Take over Term Loan – Kotak Mahindra Bank Limited offers takeover of expensive term loans of other Bankers/ Financiers at attractive rates of interest thereby helping improve the overall profitability of the dealership.

Working Capital Options

Inventory funding is available to auto dealers to finance the working capital requirement

Dealer Inventory/ Vehicles funding facility – This facility is linked to the retail business sourced through dealership counter. Higher the retail business, lower is the rate of interest charged.

The finance facility can be set up for catering to partial or the entire vehicle related working capital requirement of the dealership.

Cash Credit: We offer cash credit facility towards the funding of debtors and spares.

Non Fund Based facilities

Letter of Credit / Bank Guarantee

LC/BG is available for dealers either as a sub limit or as a stand-alone limit, as required.


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