Management Co. Ltd. Kotak Securities Ltd.
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Now access your bank account from your mobile phone even without an internet (GPRS) connection. Experience the benefits of banking on the move with USSD on any* mobile phone. Smart phones are not required.
*Service is available on select Telecom Service Providers and is not available on CDMA phones.
USSD works only on GSM mobile phones and is currently available with Aircel, Airtel, BSNL, Idea, MTNL, Quadrant, Reliance, Tata, Uninor, Vodafone & Videocon operators only. USSD banking service has been using the National Unified USSD platform (NUUP) developed by National Payments Corporation of India (NPCI). Kotak Bank does not charge any fees for this service. However, charges, as applicable, may be levied by telecom operators.
USSD or Unstructured Supplementary Service Data means a real-time or instant session-based messaging service. National Unified USSD Platform (NUUP) is offered on a short code: *99#. The service allows every banking customer to access banking services with a single number across all banks - irrespective of the telecom service provider, mobile handset make or the region.
You can access details of your Kotak Mahindra Bank account with this number. GPRS (internet) facility and smart phones are not required for this.
USSD enables a more convenient and speedy way to transact using mobile phone while on the move. Security features implemented is explained below:
You can avail following features:
No, you do not have to register separately with the bank to avail USSD service. You can directly start using the service.
No, there is no bank charges (fees) involved for using this service. But you will be charged up to Rs 1.50 per session by the telecom service providers.
The service works on all GSM based phones.
You can call our 24-hour Customer Contact Centre at 1860 266 2666.
You do not have to download any application to use this service. Just dial *99*68# from your GSM mobile device.
This service is currently available on Aircel, Airtel, BSNL, Idea, MTNL, Quadrant, Reliance, Tata, Uninor, Vodafone & Videocon