Savings Accounts

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1800 102 6022

SANMAN

  • Average Quarterly Balance (AQB) of Rs. 2,000/-
  • Earn up to 6% interest on your savings account balance1
  • Free cash withdrawals at Kotak Bank ATMs

GRAND

  • Up to 6% interest p.a.1
  • Cash back up to Rs. 45002
  • Priority Service & First Aid Card

JIFI SAVER

  • Earn up to 6% interest on your saving account balance*
  • Free JIFI Platinum Chip Debit Card for first year
  • Loyalty club - Whether you share or transact, rewards are guaranteed

ACE

  • Average Monthly Balance (AMB) of Rs. 50,000/-
  • Earn up to 6% interest on your savings account balance1
  • Extended Debit Card withdrawal limit of Rs. 2 lakh per day through ATM / POS

EDGE

  • Average Monthly Balance (AMB) of Rs. 10,000/-
  • Earn up to 6% interest on your savings account balance1
  • Free access to all domestic VISA ATMs, up to five transactions per month2

PRO

  • Average Monthly Balance (AMB) of Rs. 20,000/-
  • Earn up to 6% interest on your savings account balance1
  • One NMC waived Edge Savings Account for your family member2

CLASSIC

  • Average Monthly Balance (AMB) of Rs. 10,000/-
  • Earn up to 6% interest on your savings account balance1
  • One NMC waived Nova Savings Account for your family member2

Nova

  • Average Monthly Balance (AMB) of Rs. 5,000/-
  • Earn up to 6% interest on your savings account balance1
  • Free access to all domestic VISA ATMs, up to five transactions per month2

SILK

  • Get rewards on Kotak Silk Debit Card Spends - Cash back or Free Movie Tickets
  • Financial Privileges - NMC waived Kid's Account, Discount on Lockers and Best Compliments Card
  • Hassle-free bill payments: BillPay facility: Use our BillPay facility for automatic payments of your bills through your bank account

MY JUNIOR ACCOUNT

  • Kotak Junior Account has been designed to encourage the child (and their parents) to save smartly from an early age. It not only offers you up to 6%* interest p.a. on the account, but also a 10 year Recurring Deposit and linked Systematic Investment Plans intended to provide long term savings for your child
  • Kotak Junior also comes with a first of its kind Junior ID card for children and an exciting rewards programme, which brings a host of benefits like book vouchers, movie tickets and discount vouchers
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