Savings Accounts

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1800 102 6022

ALPHA

  • Protect your family’s future with a Life cover worth Rs 20 Lakhs at a nominal monthly premium of Rs. 300.
  • Save on your debit card Point of Sale spends with cash back up to Rs 4500# p.a.
  • Hassle-free investment through linked Recurring deposits/Mutual Fund-SIP/National Pension System (NPS)

    #Maximum applicable Cash Back for Ace & Platina Savings Account holders

My Family

  • Up to 6% interest p.a. on Savings Account balance^1
  • ActivMoney feature to convert balance above a certain amount in to a Term Deposit to earn a higher rate of interest
  • Option of maintaining balance in one account or spread across accounts

PLATINA

  • Average Monthly Balance (AMB) of Rs. 1,00,000/-
  • Earn up to 6% interest p.a. on your savings account balance1
  • Extended Debit Card withdrawal limit of Rs. 2 lakhs per day through ATM / POS

SANMAN

  • Average Quarterly Balance (AQB) of Rs. 2,000/-
  • Earn up to 6% interest on your savings account balance1
  • Free cash withdrawals at Kotak Bank ATMs

GRAND

  • Up to 6% interest p.a.1
  • Cash back up to Rs. 45002
  • Priority Service & First Aid Card

JIFI SAVER

  • Earn up to 6% interest on your saving account balance*
  • Free JIFI Platinum Chip Debit Card for first year
  • Loyalty club - Whether you share or transact, rewards are guaranteed

ACE

  • Average Monthly Balance (AMB) of Rs. 50,000/-
  • Earn up to 6% interest on your savings account balance1
  • Extended Debit Card withdrawal limit of Rs. 2 lakh per day through ATM / POS

EDGE

    Information Coming Soon...

PRO

  • Average Monthly Balance (AMB) of Rs. 20,000/-
  • Earn up to 6% interest on your savings account balance1
  • One NMC waived Edge Savings Account for your family member2

CLASSIC

  • Average Monthly Balance (AMB) of Rs. 10,000/-
  • Earn up to 6% interest on your savings account balance1
  • One NMC waived Nova Savings Account for your family member2

Nova

  • Average Monthly Balance (AMB) of Rs. 5,000/-
  • Earn up to 6% interest on your savings account balance1
  • Free access to all domestic VISA ATMs, up to five transactions per month2

SILK

  • Get rewards on Kotak Silk Debit Card Spends - Cash back or Free Movie Tickets
  • Financial Privileges - Discount on Locker rentals, 50% Discount on Best Compliments Card issuance fee, Avail NMC waiver in your kid's Junior account (Nova) through linked RD or SIP
  • Hassle-free bill payments: BillPay facility: Use our BillPay facility for automatic payments of your bills through your bank account

Junior

  • Personalised Junior ID Card & Debit Card#
  • Introductory offer to reward regular savings in an Recurring Deposit or Systematic Investment Plan
  • Exclusive privileges and discounts across kid’s brands

    #Junior debit card will be issued to children above the age of 10 years only.
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