Savings Accounts

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Regardless of your financial status, savings play a vital role in everyone's life. Saving money is not easy and it needs some attention and persistence. However, the art of savings doesn't seem like a difficult task when it comes to Kotak Mahindra Bank Savings Accounts.

Kotak Mahindra Bank offers Savings Accounts tailored to meet savings needs and requirement of every individual. Be it salaried professionals, senior citizens, children or women. Our ingenious savings schemes along with several value added services and benefits are sure enough to provide rewarding banking experience.

With Kotak Mahindra Bank, accessing your savings account is very easy with our wide network of branches and ATMs spread across the nation. Your savings account is always at your fingertips with Kotak Mahindra Bank's Net Banking and Mobile Banking facilities.

Glance through our array of Savings Account and choose the account that best suits your needs.

EDGE SAVINGS ACCOUNT

  • Average Monthly Balance (AMB) of Rs. 10,000/-
  • Earn up to 6% interest on your savings account balance1
  • Free access to all domestic VISA ATMs, up to five transactions per month2
View Benefits        Apply Now

PRO SAVINGS ACCOUNT

  • Average Monthly Balance (AMB) of Rs. 20,000/-
  • Earn up to 6% interest on your savings account balance1
  • One NMC waived Edge Savings Account for your family member2
View Benefits        Apply Now

ACE SAVINGS ACCOUNT

  • Average Monthly Balance (AMB) of Rs. 50,000/-
  • Earn up to 6% interest on your savings account balance1
  • Extended Debit Card withdrawal limit of Rs. 2 lakh per day through ATM / POS
View Benefits        Apply Now

SILK - WOMEN’S SAVINGS ACCOUNT

  • Get Cash Back on Kotak Silk Debit Card Spends
  • Financial Privileges - 35% discount on Locker Rentals for the first year, 50% Discount on Best Compliments Card issuance fee, Avail Non Maintenance Charge waiver in your kid’s Junior account through linked RD or SIP.
  • Hassle-free bill payments: BillPay facility: Use our BillPay facility for automatic payments of your bills through your silk - women’s savings account
View Benefits        Apply Now

JUNIOR SAVINGS ACCOUNT

  • Personalised Junior ID Card & Debit Card#
  • Introductory offer to reward regular savings in an Recurring Deposit or Systematic Investment Plan
  • Exclusive privileges and discounts across kid’s brands

    #Junior debit card will be issued to children above the age of 10 years only.
View Benefits        Apply Now

GRAND - SAVINGS ACCOUNT FOR SENIOR CITIZENS

  • Up to 6% interest p.a.1
  • Cash back up to Rs. 45002
  • Priority Service & First Aid Card
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MY FAMILY SAVINGS ACCOUNT

  • Up to 6% interest p.a. on Savings Account balance^1
  • ActivMoney feature to convert balance above a certain amount in to a Term Deposit to earn a higher rate of interest
  • Option of maintaining balance in one account or spread across accounts
View Benefits        Apply Now

CLASSIC SAVINGS ACCOUNT

  • Average Monthly Balance (AMB) of Rs. 10,000/-
  • Earn up to 6% interest on your savings account balance1
  • One NMC waived Nova Savings Account for your family member2
View Benefits        Apply Now

NOVA SAVINGS ACCOUNT

  • Average Monthly Balance (AMB) of Rs. 5,000/-
  • Earn up to 6% interest on your savings account balance1
  • Free access to all domestic VISA ATMs, up to five transactions per month2
View Benefits        Apply Now

ALPHA SAVINGS ACCOUNT

  • Protect your family’s future with a Life cover worth Rs 20 Lakhs at a nominal monthly premium of Rs. 300.
  • Save on your debit card Point of Sale spends with cash back up to Rs 4500# p.a.
  • Hassle-free investment through linked Recurring deposits/Mutual Fund-SIP/National Pension System (NPS)

    #Maximum applicable Cash Back for Ace & Platina Savings Account holders
View Benefits        Apply Now

SANMAN SAVINGS ACCOUNT

  • Average Quarterly Balance (AQB) of Rs. 2,000/-
  • Earn up to 6% interest on your savings account balance1
  • Free cash withdrawals at Kotak Bank ATMs
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PLATINA SAVINGS ACCOUNT

  • Average Monthly Balance (AMB) of Rs. 1,00,000/-
  • Earn up to 6% interest p.a. on your savings account balance1
  • Extended Debit Card withdrawal limit of Rs. 2 lakhs per day through ATM / POS
View Benefits        Apply Now
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