Savings Accounts

Grand - Savings Programme for the 55+

  • Up to 6% interest p.a.1
  • Cash back up to Rs. 45002

Ace Savings Account

  • Average Monthly Balance (AMB) of Rs. 50,000/-
  • Earn up to 6% interest on your savings account balance1

Edge Savings Account

  • Average Monthly Balance (AMB) of Rs. 10,000/-
  • Earn up to 6% interest on your savings account balance1

Pro Savings Account

  • Average Monthly Balance (AMB) of Rs. 20,000/-
  • Earn up to 6% interest on your savings account balance1

Classic Savings Account

  • Average Monthly Balance (AMB) of Rs. 10,000/-
  • Earn up to 6% interest on your savings account balance1

Nova Savings Account

  • Average Monthly Balance (AMB) of Rs. 5,000/-
  • Earn up to 6% interest on your savings account balance1

Silk - The Savings Programme for Women

  • Get rewards on Kotak Silk Debit Card Spends - Cash back or Free Movie Tickets
  • Financial Privileges - NMC waived Kid's Account, Discount on Lockers and Best Compliments Card

My Junior Account - The Savings Account for Kids

  • Kotak Junior Account has been designed to encourage the child (and their parents) to save smartly from an early age. It not only offers you up to 6%* interest p.a. on the account, but also a 10 year Recurring Deposit and linked Systematic Investment Plans intended to provide long term savings for your child
  • Kotak Junior also comes with a first of its kind Junior ID card for children and an exciting rewards programme, which brings a host of benefits like book vouchers, movie tickets and discount vouchers
Register for Alerts & Services
Apply for Products
Tools & Calculators