InstaPay

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Kotak Bank's InstaPay is a convenient way of paying your utility bills or recharging your prepaid mobile number / data card and DTH connection instantly of major service providers from the comfort of your home or office. To use InstaPay, simply select the service provider, choose the amount you wish to pay and instantly pay your outstanding bills, all this without the hassle of any biller registration.

Click here to InstaPay

 

Disclaimer

This is to inform the customers that by clicking on "I Agree" you will enter the Website of a third party - Billdesk which is not owned, controlled or endorsed by Kotak Mahindra Bank Ltd. ("Kotak Bank"). Kotak Bank does not undertake any liability, responsibility or warrant for the details, accuracy, completeness or correct sequence of any content, services or the reliability of any service, statement or other information displayed or provided through the Website of Billdesk. The customer shall be responsible for providing correct information and Kotak Bank holds no responsibility for any error on the part of the customer in providing incorrect information. This information is being communicated to you solely for the purposes of providing information regarding the services of payment of your bills/dues through the Website of Billdesk and is subject to applicable laws and regulations and the terms and conditions. The customer understands and acknowledges that availing of any services offered on the Website of Billdesk or any reliance on any opinion, statement, or information available on the Website of Billdesk shall be at his/her sole risk.

Kotak Bank and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability or responsibility for any errors whether caused by negligence or otherwise or for any deficiency in the services offered by Billdesk whose Website you are about to access. Neither Kotak Bank nor any of its affiliates nor their directors, officers and/or employees shall be liable to or have any responsibility for any loss (whether direct or indirect) incurred in the event of any deficiency in the services of Billdesk or for failure or disruption of the Website of Billdesk , or resulting from the act or omission of any other party involved in making this Website or the service contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the Website of Billdesk The information and service available on the Website of Billdesk is subject to change, updation, revision, verification and amendment without notice and such information may change materially.

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  • Pay bills to all major utility service providers
  • Recharge your prepaid mobile and DTH connection instantly
  • No registration required
  • View and pay bills anytime, anywhere
  • Easy, hassle-free and safe
 

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What is InstaPay?

Using InstaPay, you can pay your utility bills without any registration of billers.  Instantly recharge your mobile number, DTH connection and data card too.

Do I need to be registered for Net Banking to use InstaPay?

Yes. In case, you are not registered, please visit the nearest Kotak Mahindra Bank branch or call our 24 Hours Customer Contact Centre. Click here for more details.

How do I generate my Net Banking Password in case it is blocked or I have forgotten my Password?

Click here to unblock or generate the same instantly. Alternatively, you can unblock by calling our 24 Hours Customer Contact Centre or visit Kotak Mahindra Bank branch

Will I be able to view the outstanding amount of my bills?

For majority of the utility service providers, you will be able to view the outstanding amount of your bills subject to providing appropriate bill details.

Will my payments get updated with the utility service provider if I pay on the due date?

To avoid any service disruptions or late charges by your service provider, you are requested to pay at-least three working days before the due date.

Will my mobile number or DTH connection or Data Card get recharged instantly?

Yes. To ensure this, you need to provide correct details. You should also receive an SMS confirmation from your operator.

When will I get a refund of a failed recharge transaction?

It will take three working days to refund your account.

How do I pay using InstaPay?

The payments are made from your Kotak Bank Account using the Net Banking service.

Do you charge any fee for using InstaPay?

InstaPay is absolutely free for Kotak Bank Customers.


  • Enter biller details as per your bill
  • Check Bill details inputted by you and click on Submit
  • Enter your Kotak Net Banking Login ID, password and Dynamic Access Code to login
  • Choose bank account and make the payment
  • Email and SMS alert will be sent to your registered email address and mobile number. In case of recharge payments, you will also receive alerts from the service provider
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