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You may use this option to transfer funds to any Third Party (Beneficiary) holding an account with a bank other than Kotak Mahindra Bank, if the beneficiary's bank participates in RBI Real Time Gross Settlement (RBI - RTGS). These fund transfers are executed using Reserve Bank of India's InterBank Transfer Scheme. The minimum amount that can be transfer via this channel is Rs.2 lakh

Please note:

  • For requests received on any RTGS business day before 4 pm IST on Monday to Friday and before 1 pm IST on Saturdays your account will be debited online and request will be sent by us to RBI on the same day
  • Requests received after cut-off time or on holidays will be processed on the next RTGS business day. Your account will be debited only when the request is processed, subject to availability of clear funds

You can transfer money using RTGS through:

  • Net Banking
  • Phone Banking
  • Branch

Payments can only be made via Net Banking and Phone Banking if you have single or unconditional signing authority on your account.

Please click here to know about the applicable transaction charges.

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