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You may use this option to transfer funds to any Third Party (Beneficiary) holding an account with a bank other than Kotak Mahindra Bank, if the beneficiary's bank participates in RBI National Electronic Funds Transfer (RBI - NEFT). These funds transfers are executed using Reserve Bank of India's InterBank Transfer Scheme.

Please note:

  • Your account will be debited online. Requests received before 6:00 pm IST on all Mumbai working days (Monday to Friday) and 12:00 pm IST on working Saturdays in Mumbai will be sent by us to RBI in the respective clearing cycles. The time taken to credit the Beneficiary's account will be dependent on the time taken by the Beneficiary's Bank to process the payment.

Channels for doing NEFT

Payments can only be made via Net Banking, Mobile Banking and Phone Banking if you have single or unconditional signing authority on your account.

Please click here to know about the applicable transaction charges.

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