Personal Loan Eligibility

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Get a step closer to fulfilling your dreams by availing our personal loans and meet your financial needs at attractive interest rates.


Personal loan can help you meet unexpected expenses such as wedding expenditure, school or college fees, dream vacations, home renovation projects or even for the purchase of consumer durables. Applying for a personal loan is a lot easier, quick, and convenient with Kotak Mahindra Bank.


You can also apply for a personal loan online and get instant solution to all your immediate financial needs.  Read on to know more on how to get a personal loan in the most hassle-free manner

Personal Loan Eligibility Criteria

The eligibility to avail Personal loans is as follows -

All Indian residents who are employees of either MNCs, Public and Private limited companies with a minimum age of 21 years and maximum age of 58 years are eligible for a personal loan.

Other Personal loan eligibility criteria -
  • Income Net monthly salary of Rs. 25,000/-
  • Minimum educational qualification - Graduate
  • Years in city - Minimum 1 year
  • Total work experience - Minimum 2 years

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