Management Co. Ltd. Kotak Securities Ltd.
- Institutional Equities KMCC - Investment Banking KIAL - Private Equity KIAL - Realty Fund KMPL - Car loans KMIL - LAS, CRE & Corporate loans Kotak General Insurance
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Kotak Mahindra Bank provides you home loans accompanied by highly customised facilities and services for a seamless and pleasurable home-buying experience.
In a market where the basic product is largely similar, the differentiator is our ability to understand the customer's need completely and structure the eligibility and loan amount appropriately.
You can borrow up to 90% (upto 80% for loans between Rs. 20-75 Lacs, & 75% for Loans above Rs. 75 Lacs) of the cost of the property in case of Home Loans. However in case of Commercial Loans against Property or Loans against an existing property you can borrow up to 60% of the cost of the property.
Your repayment capacity as determined by Kotak Mahindra Bank will help decide how much you can borrow. Repayment capacity takes into consideration factors such as income, age, qualifications, number of dependent's, spouse's income, assets, liabilities, savings history and stability and continuity of occupation.
You can opt for a loan period of up to 20 years, which can vary depending on your profile.
If you are an individual - your spouse, your parents, or even your major children can be your co-applicants. The co-owner of a property has to be a co-applicant, but a co-applicant need not be the co-owner of the property.
In Floating rate loans, change in Base rate will have direct impact on the interest rate of Home Loan.
You can take the disbursement after credit, technical and legal appraisals of the property have been done, besides execution of relevant documents & deposit of original property documents is required to be completed prior to disbursement. Further, you should have invested your own contribution amount towards the property. 'Own contribution' is the difference between the cost of the property and the loan amount.
The loan will be disbursed in full or in suitable installments taking into account requirement of funds and progress of construction, as assessed by Kotak Mahindra Bank.
Yes, very much so. In many states in India, the agreement for sale between the builder / seller and the purchaser is required by law to be registered. You are advised, in your own interest to lodge the agreement for sale at the office of the Sub-registrar appointed by the State Government under the Indian Registration Act, 1908.
Your home is your pride and joy. Don't let unplanned events take it away. Property insurance will take care of home in case an unforeseen event strikes. Also, we offer Insurance options to cover your Loan Liability. That way, you will be at peace that you and your loved ones will not lose your home.
In most cases, the property itself, bought or intended to be bought, becomes the security till the entire loan is repaid. In some cases additional security such as life insurance policies or Term Deposit receipts of Kotak Mahindra Bank (if available) can be provided.
Conditions apply. Credit at the sole discretion of the bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Kotak Home Finance is dedicated to understanding your specific needs, and to helping you move your inventory faster than ever before. We will work closely with you for a mutually beneficial relationship.
If you are currently distributing some other financial Products and would like to benefit from the real estate and Home-Finance boom, then Kotak Mahindra Bank is the place for you.
We provide one of the best Home-finance solutions in the industry. The speed is designed to give your business the necessary fillip.
To get in touch with us and find out more about how you can become an Associate, contact us at following branches.
|Location||Sub-location||Dept||Full Address (with PIN Code)||Contact Person||Contact No.|
|Mumbai||Kalina||Home Finance||5th Floor, Vinay Bhavya Complex, 159 A, CST Road, Kalina, Santacruz E, Mumbai - 400098||Kapil Singh||9833223737|
|Mumbai||Borivali||Home Finance||1st Floor, Soni Shopping Centre, L.T. Road, Borivali (W), MUMBAI - 400092||Aashish Shinde||9920755101|
|Mumbai||Mulund||Home Finance||105-106, 1st Floor, Vikas Paradise, LBS Marg, Mulund(W), MUMBAI - 400080||Archana Sand||9619867212|
|Delhi||Delhi||Home Finance||2nd & 3rd Floors, 6, Vaishali Enclave, Pitam Pura, Adjacent to Gulab Sweets, New Delhi - 110088||Harmeet Basant||8447752755|
|Gurgaon||Gurgaon||Home Finance||JMD Regent Square Mehrauli-Gurgaon Road, Gurgaon - 122002||Rakesh M Kumar||9899035907|
|Bangalore||Bangalore||Home Finance||3rd Flr, Umiya Landmark, Lavelle Road, Bangalore -560001||Bhudev Nanda||9739002065|
|Pune||Pune||Home Finance||8th Floor, Sohrab Hall, 21, Sassoon Road, Behind Railway Station, Pune - 411001||Kunal Pradhan||7767802576|
|Hyderabad||Hyderabad||Home Finance||Jewel Pawani Tower, 2nd Floor, W Block, 6-3-1109/1/P/302,Raj Bhavan Road, Somajiguda, Hyderabad - 500082||Giri Babu||9885522999|
|Chennai||Chennai||Home Finance||8th Floor, TVH Agnito Park, 141 ,Old Mahabalipuram Road, Kandanchavadi,, Chennai - 600096||Prakash K||9962000400|
|Coimbatore||Coimbatore||Home Finance||1054/33, Goutham Centre Annexe, 2nd Floor, Avinashi Road, Coimbatore - 641018||Swaminathan Selvan||9176677803|
|Cochin||Cochin||Home Finance||40, 9702 UA, Kanaka Damodar Building, Veekshnam Road, Off MG Road, Ernakulam - 682035||Ajay Menon||8589054679|
|Vijaywada||Vijaywada||Home Finance||40-1-48/1, M G Road, Labbipet, Vijaywada - 520010||Prabhu Kumar Addanki||9885332313|
|Jaipur||Jaipur||Home Finance||Ground Floor, SDC Tower, B 26, Govind Marg, Raja Park, Jaipur - 302004||Madhur Ojha||9672915886|
|Chandigarh||Chandigarh||Home Finance||SCO 831 NAC Market Manimajra, Chandigarh-160101||Manish Rathore||8558848187|
|Indore||Indore||Home Finance||5th Floor, Metro Tower, Near Vijay Nagar, Indore (M.P.) - 452010||Rajesh Bhatt||8370019482|
|Raipur||Raipur||Home Finance||Dhand Compound, Behind Police Head Quarter, Civil Lines, Raipur - 492001||Nikhil Khiyani||9575711118|
|Nagpur||Nagpur||Home Finance||1st Floor, Plot No.8, WHC Road, Shankar Nagar, Dharampeth, Nagpur - 440010||Pankaj Kale||9881120205|
|Nasik||Nasik||Home Finance||Payas Thatte Nagar, Near Croma Showroom, College -Gangapur road, Link Road, Nasik - 422005||Anshuman Bakshi||7767006476|
|Ahmedabad||Ahmedabad||Home Finance||Unit No. 425-426, 4th Floor, Siddhivinayak, Shivaranjani Chaar Raasta, Satellite, Ahmedabad - 380015||Ketan Sheth||9825140410|
|Surat||Surat||Home Finance||K.G. Point, Ghod Dod Road, Near Ganga Palace, Surat - 395007||Sachin Shaktinandan||9099091235|
|Rajkot||Rajkot||Home Finance||Upper Ground Floor, Shri Nath Complex, Dr. Yagnik Road, Opp. Jilla Panchayat, Race Course Chowk, Rajkot - 360001||Paras Seladiya||9879584686|
For loans: *Conditions apply: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.