Life Insurance

Kotak Mahindra Bank Ltd offers life insurance policies of Kotak Mahindra Old Mutual Life Insurance Ltd to its customers. These policies offer you protection from life’s uncertainties and avenues to save for your long term financial goals.

  1. Debt Repayments: Helps repayment of loans undertaken for purchase of house, car or for any other personal financial requirement in case of your unfortunate absence.
  2. Income Replacement: Life insurance provides the cash resources to the dependents to take care of the day-to-day living expenses and also ensure that the children get the best education possible in the absence of the bread winner.
  3. Maintenance of Standard of Living: Helps to maintain the standard of living of the family and ensure continuity in the long term plans of the family.
  4. Medical Emergencies: Critical illness rider of a life insurance plan ensures that suitable amounts of money is made available on diagnosis of specified critical illnesses and thereby enable the best medical treatment.
  5. Estate Planning: Life Insurance are also apt investment tools for leaving an estate and therefore, a legacy for your children/grandchildren.
  6. Long Term Savings Creation: Provides a good avenue for creating a corpus of savings to achieve long term goals like children's higher education, marriage, prepayment of outstanding mortgages, etc.
  7. Retirement Planning: Life insurance products can help you plan an adequate annuity to lead a comfortable, independent and carefree retired life.
 

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