Life Insurance

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Kotak Mahindra Bank Ltd offers life insurance policies of Kotak Mahindra Old Mutual Life Insurance Ltd to its customers. These policies offer you protection from life's uncertainties and avenues to save for your long term financial goals.

Why Life Insurance?

Risks and uncertainties are an unavoidable part of life's design - death, accident and illnesses are built into the working of the universe, waiting to happen.

Life insurance is man's answers to such vagaries of life.

  • Protection & Risk cover: Insurance is about risk cover and protection - financial protection, to be more precise - to help outlast life's unpredictable losses. Designed to safeguard against losses suffered on account of an unforeseen event like death or accident, insurance provides you with that unique sense of security that no other form of investment provides. By buying life insurance, you buy peace of mind and are prepared to face any financial demand that would hit the family in case of an untimely demise or loss of income due to accident.
  • Income Replacement: Life insurance provides the financial resources to the dependents to take care of the day-to-day living expenses and also ensure that the children get the best education possible in the absence of the bread winner.
  • Long Term Savings Creation: Provides a good avenue for creating a corpus of savings to achieve long term goals like children's higher education, marriage, prepayment of outstanding mortgages, etc.
  • Retirement Planning: Life insurance products can help you plan an adequate annuity to lead a comfortable, independent and carefree retired life.
  • Maintenance of Standard of Living: Helps to maintain the standard of living of the family and ensure continuity in the long term plans of the family.
  • Tax planning: Insurance serves as an excellent tax saving mechanism too.
    Tax benefits under the policy will be as per the prevailing income tax laws and are subject to amendment from time to time. A customer is advised to take an independent view from a tax consultant.


Kotak Mahindra Bank Ltd is a corporate agent of Kotak Mahindra Old Mutual Life Insurance Limited; Corporate Agency License No: CA0250. Regd. Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. The plan is offered and underwritten by Kotak Mahindra Old Mutual Life Insurance Ltd. Participation of customers of Kotak Mahindra Bank Ltd shall be purely on voluntary basis. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI clarifies to public that

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Kotak Mahindra Old Mutual Life Insurance Ltd., CIN: U66030MH2000PLC128503, Regn. No.: 107, Regd. Office: 2nd Floor, Plot # C - 12, G- Block, BKC, Bandra (E), Mumbai- 400051.
Website: I Email: I Toll Free No. -1800 209 8800. Advertisement Ref. No.: KLI/16-17/E-WEB/201


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