Management Co. Ltd. Kotak Securities Ltd.
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Kotak Mahindra Bank's SMS Banking service enables you to access your bank account, investment account and demat account on your mobile phone.
It is quick and easy, available to you 24X7 and it's absolutely free!
Kotak Bharat Banking App lets you keep track of your bank account and credit card. It triggers SMS to complete the transactions and even works when you are not connected to the internet.
You can do 25 different things on Kotak Bharat Banking App.Banking:
All Kotak customers holding bank account and / or credit card can download the app on their registered mobile number and get started. NRI customers can also use this app. There is no separate registration process required for this app.
Kotak Bharat Banking App is made for customers who have limited internet access on their phones. It uses SMS to complete your transactions and does not need internet connectivity for using the same. There is no registration or login process. The app is used from registered mobile number only.
Kotak Mobile Banking App is made for all smartphones and requires internet for accessing and to complete the transactions. It requires registration and creation of MPIN to login. The app can be used from multiple devices after authentication.
Kotak Bharat Banking App works only through the mobile number registered with the bank. The app allows only basic banking transactions, mobile recharge and fund transfer upto Rs.2500 .The app works on existing SMS banking keyword transactions which are secure.
Kotak Bharat Banking App can be downloaded for free from Google Play store or app.kotak.com. There are no charges levied by the bank to use the app. Since the app uses SMS to complete the transactions, standard SMS charges will apply as per your mobile tariff plan. Downloading the app from App Store will require internet and standard internet charges will apply as per your service provider.
Kotak Bharat Banking App works on Android phones with version 2.2.3 onwards.
As long as you use your registered mobile number and an Android device, you can access the Kotak Bharat Banking App.
You can use the app only from your registered mobile number for the CRNs linked to this number.
Yes it will work. Ensure that you have selected the registered mobile number for sending SMS in your device.
You can transfer funds 24x 7 and instantly by entering IFSC and Account Number of the beneficiary. The IMPS transactions will be processed instantly whereas transactions through NEFT will be executed in the next NEFT cycle. Applicable charges on NEFT/IMPS will apply.
No. You cannot add register someone as beneficiary. You can transfer money without adding beneficiary.
You can transfer a maximum of Rs.2500/- per transaction per day .The maximum number of transactions to a particular beneficiary can be 10 per day and maximum amount can be Rs.10,000 per beneficiary per day and & Rs.25,000 per beneficiary per month.
You can choose the IFSC for a few selected banks from the search option in IFSC section. For rest of banks, you need to manually input the IFSC.
The OTP will be sent to your registered mobile number and the app will automatically try to read it. You can also check your SMS inbox to get the OTP.
Yes, standard SMS charges will apply for generating OTP.
On successful or failed execution of the transaction, bank will send a SMS on your registered mobile number with the Bank.
No, your request for fund transfer will be processed only if the bank account and debit card are active.
No. To transfer fund, person will need to have your mobile number and also provide last 6 digits of your debit card number, last 4 digits of your account number and OTP which will be sent by Bank. You will also get a confirmation SMS once your request is executed
|2||Last 3 transactions||TXN(space)Last 4 digits of Account Number|
|3||Last 3 months statement on email||STMT(space)Last 4 digits of Account Number|
|4||Statement on email for a particular month in the current financial year||STMT(space)Last 4 digits of Account Number(space)First 3 letters of the month|
|5||Statement on email for any period||STMT(space)Last 4 digits of Account Number(space)Start period: First 3 letters of the month followed by last 2 digits of the year(space)End Period: First 3 letters of the month followed by last 2 digits of the year|
|6||Cheque Status Inquiry||CHQSTATUS(space)Last 4 digits of Account Number(space)6 digit cheque number|
|7||New Cheque Book Request||CHQBOOK(space)Last 4 digits of Account Number|
|8||Download Mobile App||MOBILE|
|9||Know your Customer Relationship Number (CRN)||CRN|
|10||Link your AADHAAR to your Kotak bank account||AADHAAR(space)12-digitAadhaar number(space)Last 4 digits of Account Number|
|11||Generate / Retrieve your Mobile Money Identifier (MMID)||MMID(space)Last 4 digits of Account Number|
|12||Cancel MMID for an account||MMIDREVOKE(space)7 digit MMID of your account|
|13||Cancel MMID for all accounts||MMIDCANCEL|
|14||Reinstate MMID||MMIDREINST(space)7 digit MMID of your account|
|15||Generate OTP for IMPS Merchant Induced Payment(MIP) transaction||OTP(space)MMID(space)Last 4 digits of Customer Relationship Number|
|16||Know Your Investment Account Number||MFACCT(space)Last 4 digits of Customer Relationship Number|
|17||Holding Value of Investment account||MFBAL(space)Last 4 digits of Customer Relationship Number|
|18||Know Your Demat Account Number||DPACCT(space)Last 4 digits of Customer Relationship Number|
|19||Holding Value of Demat account||DPBAL(space)Last 4 digits of Customer Relationship Number|
|20||Nearest ATM||ATM(space)6 digit pincode|
|21||Nearest Branch||BRANCH(space)6 digit pincode|
|22||Regenrerate Net Banking PIN||NETPIN(space)Last 4 digits of Customer Relationship Number|
|23||Regenerate Phone Banking PIN||PHONEPIN(space)Last 4 digits of Customer Relationship Number|
|24||Regenerate Debit Card PIN||DEBITPIN(space)Last 4 digits of Debit Card Number|
|25||Enable International Usage on Debit Card||DCENB(space)Last 4 digits of Debit Card Number|
|26||Disable International Usage on Debit Card||DCDIS(space)Last 4 digits of Debit Card Number|
|27||Activate Debit Card for use at merchant establishments (POS)||POSACT(space)Last 4 digits of Debit Card Number|
|28||Deactivate Debit Card||DCBLOCK(space)Last 4 digits of Debit Card Number|
|29||Activate Debit Card||DCUNBLOCK(space)Last 4 digits of Debit Card Number|
|30||Recharge your mobile||REC(space)Mobile Number(space)Telecom service provider(space)Amount(space)Last 4 digits of Account Number|
|31||Recharge your DTH||DTH(space)Subscriber Number(space)DTH service provider(space)Amount(space)Last 4 digits of Account Number|
|32||Pay bill||PAYBILL(space) BILL ID(space)CRN(space)Last 4 digits of Account Number(space)Amount|
|33||Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)||JYOTI(space)Nominee Name|
|34||Apply for Pradhan Mantri Suraksha Bima Yojana (PMSBY)||SURAKSHA(space)Nominee Name|
|35||Check your Kotak bank account application status||KACAPP(space)your XX digit Application Number|
|36||List of SMS banking keywords||HELP|
|37||Find APAC No. basis CRN No||APAC(space)CRN NO.|
|38||Find APAC No. basis Registration No||APACRGN(space)Vehicle No.|
|39||Loan a/c balance||LOANBAL(space)Application APAC no.|
|40||EMI details||LOANEMI(space)Application APAC no.|
|41||Loan amount financed||LOANFIN(space)Application APAC no.|
|42||Loan NOC Request||LOANNOC(space)APAC no.|
|43||Request for Loan Payment Collection||LOANPAY(space)APAC no.|
|44||Request for Loan SOA||LOANSOA(space)Application APAC No.(comma)EMAIL|
|45||Request for Loan Repayment Schedule||LOANRPS(space)Application APAC No.(comma)EMAIL|
|46||New vehicle loan||LOANNEW(space)MAKE(comma)MODEL NO.|
|47||Insurance Renewal||LOANINS(space)Vehicle No.|
|48||Vehicle in possession with bank||LOANPOS(space)CRN NO.|
Requests from 37 to 48 are not valid for Home Loan, Personal Loan, Loan Against Property, Business Loans. Requests 39, 40, 41 & 46 are not valid for Gold Loan.