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Kotak Money Watch is an Expense Management Tool that allows you to view month on month expense patterns, set budgets, keep a track of your cash and get a summary of your accounts and credit cards. So, start taking control of your expenses by effective planning as it can be linked to your Kotak Account and Credit Card.
* Eg: If for the month of March, you set a budget of Rs. 1,000 for fuel, Rs. 3,000 for shopping & Rs. 2,000 for entertainment, you can keep track if you are over spending or under spending. #Keeping track of your transactions.
It is absolutely FREE.
The One View page provides an overview of all your banking accounts and credit cards maintained with/issued by Kotak Mahindra Bank Limited. It will show the top five expenses for the current month.
Retail customers, who have banking or Credit Card relationship with Kotak Mahindra Bank, can use Money Manager. It is for you if you are just starting out on your financial journey. Or, maybe you've been on your financial journey for a while, and you're finally ready to pay more attention. We designed Money watch for all.
We certainly understand any concerns you may have about the security of your information in Money Manager from Kotak Mahindra Bank. Money Manager from Kotak Mahindra Bank is part of Kotak Mahindra Bank's Internet Banking facility and follows the same security features as the rest of the website to ensure security of your online transactions and confidentiality of your data.
We categorize transactions based on their payees. A payee is the description for a transaction. It could be:
The payees from your bank often have a lot of extra text at the end. Whenever possible, the system will suggest more categories for common payees.
You can change categorization of transactions to categorize future transactions as per your preferences.
If the system doesn’t recognize a transaction, you are free to assign a category yourself. Money watch will learn from that, too, and use that category for future transactions.
Yes. The online accounts linked in Money Manager will get refreshed automatically on a regular basis.
There are separate pages for Bank Accounts & Credit Card. You can select specific account or all accounts together on these pages.
No. Kindly Visit E-Tax option on Net Banking for filing taxes
Dashboard is a summary of all your accounts (banking accounts and credit cards) showing category wise expenses and budget performance as per selected account and time period. User will also be able to track his latest 30 transactions and expenses over a period of last three months. Income vs expense graph for a period of six months will also be shown to the user.
Yes. You can access the Budget page to analyze the transactions against various categories. You can track your monthly income & expenses.
A user will be able to see his category wise transactions for the current month and latest 20 transactions across all CASA. User will also be able to see the auto-categorized transactions over a period of three months and will also be able to manually set or unset categories for each transaction through bank account transaction details. We have given the option to search a transaction using its description/narration. Please note that transactions till current- 1 day will be shown to the user.
The user can also make a new category under an already existing parent category by clicking on the search option as seen in the image.
User has to click on add new in manage categories to add a new category. In order to use the newly created category, he will have to select the new category from search categories.
A user will be able to see his category wise transactions for the current month and latest 20 transactions across all Kotak credit cards. User will also be able to see the auto-categorized transactions over a period of three months and will also be able to manually set or unset categories for each transaction through credit card transaction details. We have given the option to search a transaction using its description/narration. Please note that transactions till current- 2 of the transaction posting day will be shown to the user.
You can track your petty cash using cash register. A transaction categorized as “cash withdrawal” will be automatically populated to the cash register. Also, a user can manually update your transactions and track the same.
This section helps you keep track of your Cash which you've withdrawn from the ATM. You can allocate multiple expenses against each cash withdrawal.
The Receive Section shows the cash that has been withdrawn and Expense section is where you've spent that cash. The Cash in Hand Section is the balance cash you have left.
For example: If you withdrew INR 1000 from an ATM out of which you used INR 500 to pay for Taxi Fare & INR 300 for food where you paid in Cash. Your Status will be
Kindly Note- You have to manually Update this section.
There are two ways of updating the Receive Section:
Similarly you have to update your expense section. Please mention the category of the expense.
User will have access to doughnut chart for the last three months (current month + last two months) which will represent the spent, excess and the set budget. Spent vs Budget graph will consider details only for the last month which will be shown as per different categories. Budget tracker will allow a user to view the performance of his budget for a period of six months for different categories.
To set a particular budget for all future month, a user has to set a budget for current month without modifying budget for future month for any of the categories. If a user manually modifies the budget for future months, the current month budget will not be automatically populated.