Business Class Gold

1860 266 2666

Local call rates apply

Kotak Business Class Gold Debit Card, gain access to great deals and discounts at merchant establishments and fulfill all your business requirements. This Debit Card is available in both VISA and MasterCard variants.

  • Access at all merchant establishments and ATMs (refer Service Charges and Fees) that accept VISA cards in India and abroad1
  • Available as Magnetic Strip Card and Chip Card (Chip card provides additional security and is available on request at no additional cost)
  • Daily Limits for transaction within India and abroad:
    Card FeaturesKotak EdgeKotak ProKotak Elite
    Purchase LimitRs. 1,75,000Rs. 1,75,000Rs. 1,75,000
    ATM WithdrawalRs. 50,000Rs. 50,000Rs. 50,000
  • Enjoy fuel surcharge waiver (currently 2.5%) every time you purchase petrol at any petrol pump across the country2
  • Fuel Surcharge waiver on Visa Debit card is capped up to Rs. 20,000 worth of fuel purchases in a calendar month
  • Fuel Surcharge waiver on Master Debit card is capped up to Rs. 20,000 worth of fuel purchases in a calendar month.
  • Insurance Offered : You get following complimentary insurance cover with your card:
    Lost Card LiabilityRs. 1,75,000
    Purchase Protection LimitRs. 1,00,000
    Lost Baggage InsuranceRs. 1,00,000
    Air Accident InsuranceRs. 20,00,000

    For more information, click here.

  • Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness. Visit
  • With Kotak Business Class VISA Gold Debit Card, you are eligible to apply for Priority Pass, world's largest airport lounge access program, to get access to more than 900 most luxurious VIP airport lounges in over 120 countries and 400 cities worldwide. Click here to know more.
  • 24 hours VISA Global Customer Assistance Services for:
    • Lost/Stolen Card Reporting
    • Emergency Card Replacement
    • Miscellaneous Inquiries

    For assistance in India, the toll free number for accessing these emergency services is 000 117 followed by 866 765 9644 when asked. You can also call our 24 hour Customer Contact Centre at 0091 22 6600 6022 to get the toll free numbers while calling from overseas locations.

Have questions, click here


1Non chip Debit Cards issued on or after December 1, 2013, cannot be used outside India.

1The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction.

2The fuel surcharge will be levied at the time of fuel purchase and the same will be refunded in the subsequent month.


To apply for Kotak Mahindra Business Class Gold Debit Card, you need to hold any of the following accounts with the bank:



New to Bank Customer: Visit your nearest Kotak Mahindra Bank branch

Existing Customer: Visit your nearest Kotak Mahindra Bank branch, fill up the Channel Access Request form and submit it.


Contact your Relationship Manger.

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