Kotak MyImage Debit Card

1860 266 2666

Local call rates apply

We understand there are things you love doing, food you love to eat, cities you love to visit, people you worship, games you play, bands you listen to, things you say.. and every bit of this little detail defines who you are!

So go ahead, flaunt everything you have ever loved with Kotak MyImage Debit Card

Now customize your Debit Card as you wish. Choose from our gallery of 70+ images with a one - time cost of Rs. 199.

To view the image gallery and to apply for Kotak MyImage Debit Card, please click here.

    Kotak MyImage Debit Card is available only on the following Debit Card Variants.
  • Classic Debit Card
  • Silk Debit Card
  • Platinum Debit Card
  • World Debit Card

Here's how you can do it:

  • To view the image gallery and to apply for Kotak MyImage Debit Card, please click here
  • You can also apply by
    Logging into Net Banking > Click on Debit Card tab > Select "Apply for MyImage Debit Card"

Please note

When you place a request for a MyImage Debit Card, you will be charged for the new card as per the applicable General Schedule of Features and Charges (GSFC). You will be charged Rs. 199 additionally for the image. Goods and Service Tax as applicable.

The features and benefits of your existing Kotak Debit Card will be replicated on your Kotak MyImage Debit Card.

 

Expand All

What is Kotak MyImage Debit Card?

Kotak MyImage Debit card is a customized debit card where you can choose the design to be printed on your card from the 70+ images that are available in our gallery.

Who is eligible for Kotak MyImage Debit Card?

Customers holding the following debit cards would be eligible for Kotak MyImage Debit Card:
  • Classic
  • Silk
  • Platinum
  • World

Erstwhile Maestro Debit Card holders will be eligible for Kotak MyImage Debit Card since their replacement Debit Card will be Classic, Platinum and World MasterCard Debit Card variant.

Privy, Wealth and Current Account customers, holding the above variants, are not eligible for Kotak MyImage Debit Card.

Where can I apply for Kotak MyImage Debit Card?

You can apply for Kotak MyImage Debit Card, either at www.kotak.com or through Net Banking or at any Kotak Bank Branch

Please follow the steps below to know how:

  • Kotak Website:
    To view the image gallery and to apply for Kotak MyImage Debit Card, please click here
  • Net Banking:
    Visit www.kotak.com > Log in to Net Banking > Click on Debit Card tab > Select Select "Apply for MyImage Debit Card"
  • Branch Access Form:
    You can visit the your nearest Kotak branch and fill the channel access form (CAF) along with the Image Code you wish to apply for. Please ask the branch representative to assist you with the Image Code.

Can I apply for Kotak MyImage Debit Card through Customer Contact Centre?

No. You cannot apply for a Kotak MyImage Debit Card through Customer Contact Centre. You can only request for a replacement Debit Card through Customer Contact Centre.

What are the fees and charges applicable on Kotak MyImage Debit Card?

When you place a request for Kotak MyImage Debit Card, you will be charged for the new card as per the applicable General Schedule of Features and Charges (GSFC). You will also be charged Rs. 199 additionally for the selected image. Taxes as applicable.

If I apply for a Kotak MyImage Debit Card the second time, will I be charged again?

Yes. There will be a fee of Rs. 199/- (plus service tax) along with the card charges as per the applicable General Schedule of Features and Charges (GSFC).

I have applied for a Kotak MyImage Debit Card. When will I receive this debit card?

You will receive your customized Kotak MyImage Debit Card at your registered communication address within 15 days of placing the request.

What are the features and benefits of Kotak MyImage Debit Card?

The features and benefits of your existing Kotak Debit Card will be replicated on your Kotak MyImage Debit Card.

Can a New-to-Bank customer apply for a MyImage Debit Card?

No. The Kotak MyImage Debit Card is only available for existing customers of the Bank holding either Classic, Silk, Platinum and World Debit Cards. All Privy, Wealth and current account customers are not eligible for MyImage Debit Card currently.

Can I upload my picture and apply for a Kotak MyImage Debit Card through Net Banking?

No. You can only choose the design to be printed on your debit card from the 70+ available images in our gallery.

In case I lose or damage my Kotak MyImage Debit Card, can I get the new Debit Card with the same image? What will be the fees and charges?

In case the card is lost:

  • Yes, you can get a replacement of your Kotak MyImage Debit Card with the same image as your last MyImage Debit Card. If you have lost your Kotak MyImage Debit Card, you may report a loss and place a reissuance request through Kotak Mobile Banking app or by calling Customer Contact Center at 1860 266 2666 and you will be re-issued the same
  • You will be charged a reissuance fee as well as an image fee of Rs. 199/-. Taxes will be as applicable.

In case the card is damaged:

You shall have to submit your damaged Kotak MyImage Debit card to your nearest Kotak Bank Branch and fill up the Channel Access Form. There will be no charges in case of a damaged card

Can I do international transactions with my Kotak MyImage Debit Card?

Yes. You can carry out international transactions on your Kotak MyImage Debit Card.

You can instantly activate your Kotak MyImageDebit Card for International usage by:
  • SMS DCENB(space) Last 4 digits of your Debit card and send it to 9971056767 or 5676788 from your registered mobile number
  • Visit www.kotak.com and log in to Net banking
    • Steps: Click on Debit Card -> Deactivate / Activate International Usage
  • Log in to Kotak Mobile Banking App
    • Steps: Click on Service Request -> Debit Card Requests -> Select Activate / Deactivate Debit Card ->Select International Usage
  • Call our 24 hour Customer Contact Centre at 1860 266 2666 (local call rates applicable)

How do I generate a PIN for my Kotak MyImage Debit Card?

You can regenerate your Kotak MyImage Debit Card PIN by:

Visiting www.bit.ly/CardPIN for instant generation of Debit card PIN

You can also regenerate your Kotak MyImage Debit Card PIN though Net Banking, Mobile Banking or by calling our Customer Contact center at 1860 266 2666 (local call rates apply)

How do I activate the Kotak MyImage Debit Card?

  • All your Kotak Debit Cards are by default active when dispatched to you. You can directly start using your card at merchant outlets (with PIN) or online stores (with 6-digit One Time Password).
  • However you can use the following keywords to activate / deactivate:
  • You can activate your Kotak MyImage Debit Card by sending an SMS DCUNBLOCK(space) Last 4 digits of your Debit card no. to 9971056767 or 5676788 from your registered mobile number
  • You can also activate on Kotak MyImage Debit Card through Net Banking, Mobile Banking or by calling our Customer Contact Center at 1860 266 2666 (local call rates apply)

Register for Alerts & Services
Apply for Products
Tools & Calculators