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Introducing Scan & Pay - a new fascinating and faster way to make your card purchases through your Kotak Mobile Banking app at online / shopping outlets. You can also make your bill payment through Scan & Pay functionality. Just look for the Bharat QR / mVISA logo and initiate payment through your Kotak Mobile Banking app.
Spot the mVISA / Bharat QR logo along with the QR Code.
Please ensure you don't confuse the same with a QR code of any other service provider.
No, ATM PIN is not required to complete the Scan & Pay transaction. But, you will be asked to enter the MPIN in order to login to Kotak Mobile Banking app as per the existing process.
No, you don't need to register separately for carrying out the Scan & Pay transaction.
Yes, Scan & Pay feature is available on the latest android version.
The maximum limit per transaction is Rs. 50,000. The Scan & Pay daily transaction limit will be as per the existing card limit.
Yes, instead of swiping/ inserting the card at the merchant terminal or entering one time password at online store, now you can log into your Kotak Mobile Banking app through your 6 digit mPIN and click on the Scan & Pay tab to initiate the transaction.
Yes, it is as safe as any of the existing card payment mechanism.
Yes, you will be provided with a choice to select between a Kotak Credit Card and Kotak Debit Card each time you initiate Scan & Pay transaction.
No, you must have at least one active Kotak Credit or Debit card in order to carry out Scan & Pay transaction.
Yes, you can make bill payments through Scan & Pay option provided the merchant accepts Scan & Pay transactions. Spot the Bharat QR or mVISA QR code available in your bill to do Scan & Pay transaction.
Yes, there are some merchants like TATA SKY, IDEA CELLULAR and more that generate/display QR code on their website. You can scan the QR code available on their website and do the Scan & Pay transaction for any payments to be made to them.
Step 1: Look for the Bharat QR / mVISA logo.
Step 2: Log into Kotak Mobile Banking app through your 6 digit mPIN
Step 3: Click on the Scan & Pay icon to initiate payment
Step 4: Scan the QR code
Step 5: Select your card and enter the amount
Step 6: Confirm the payment
Step 7: Save your invoice on your mobile device