Convert Your Entire Card Outstanding to EMI

1860 266 2666

Local call rates apply

Fees & charges for converting outstanding to EMI for amount greater than Rs.15,000/-

TenureReducing Interest rate p.m.Processing FeesForeclosure charges
31.16%Rs. 10 per Thousand0%
61.25%Rs. 10 per Thousand0%
91.25%Rs. 15 per Thousand0%
121.25%Rs. 20 per Thousand0%
241.50%00%
361.50%00%
481.50%00%

Fees & charges for converting outstanding to EMI for amount less than Rs.15,000/-

TenureReducing Interest rate p.m.Processing FeesForeclosure charges
31.16%Rs. 10 per Thousand0%
61.16%Rs. 25 per Thousand0%
91.16%Rs. 35 per Thousand0%
121.67%00%
241.67%00%
361.67%00%
481.67%00%

*Service tax & education cess would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card.
Gold transactions cannot be converted into EMI

 

Net Banking - Click here

  • Login to www.kotak.com
  • Click on Netbanking option
  • Enter CRN in User ID
  • Enter Password or Click on "Get Netbanking Password Online"
  • Click on Credit Card Tab
  • Choose convert bill/outstanding amount option under Credit Cards tab.

OR

SMS < BALEMI > To 5676788

OR

Call our Customer Care contact number - 1860 266 2666 (24x7)

* For detailed terms & conditions

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