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Secure your transactions with enhanced protection and convenience through your Kotak VISA Chip Credit Card
Experience enhanced security and added convenience with the EMV Chip and PIN Card as it processes data securely and is virtually impossible to copy or tamper with. It also protects against counterfeiting and skimming card frauds.
EMV is a technology being used by banks to mitigate the risk of Cards being used fraudulently at Point-Of-Sale (POS) terminals or ATMs. An EMV Chip and PIN card is the new global payment standard and It offers the highest level of security. The embedded chip in your credit card helps protect against counterfeiting and skimming card frauds. PIN will protect your card in case of loss/theft.
PIN(Personal Identification Number) is a 6 digit number you will receive after you receive your Chip Card within 7 working days. You can also generate / change your PIN online via Net Banking , Mobile Banking and IVR. Click here for more details.
Please note that the PIN is critical for all POS terminal transactions like transactions at fuel stations, supermarkets, departmental stores etc and cash withdrawals at ATM's with Credit Card. Kindly keep this PIN secure and do not share it with anybody. Please note that you 6 digits Credit Card PIN is different from your Debit Card ATM PIN.
Once you receive your new card, you should cut and dispose off your old card securely
A Chip Card is just like a normal credit card, but with the addition of an embedded microchip. The same is to be inserted into a Point-Of-Sale (POS) card reader, as opposed to a regular swipe