Convert to EMI

  1. Make your purchase and just call us within 15 days to convert your purchase into easy EMIs
  2. Convert any purchase be it mobile, air tickets, consumer durable or any shopping to EMIs
  3. All transactions equal to or above Rs.3000 and within 75% of credit limit can be converted into easy EMIs
  4. To apply or know more about our EMI schemes, please call our Customer Contact Center

Current EMI plan offer

TenureInterest Rate (Flat Rate-PM) Processing FeesForeclosure charges
30.78% pmRs.10/- per Thousand0%
60.68% pmRs.25/- per Thousand0%
90.65% pmRs.35/- per Thousand0%
120.93% pm0%2%
240.93% pm0%2%
360.94% pm0%2%
480.96% pm0%2%

Service tax & education cess would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card.

Note: Gold transactions will not be converted into EMI.

 

Net Banking – Click here

  • Login to www.kotak.com
  • Click on Netbanking option
  • Enter CRN in User ID
  • Enter Password or Click on "Get Netbanking Password Online"
  • Click on Credit Card Tab
  • Choose Convert to EMI option under Credit Cards tab.

OR

SMS < EMI > To 5676788


OR

Call our Customer Care contact number - 1800 102 6022 (Toll Free)

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