Balance Transfer

1860 266 2666

Local call rates apply

  1. Unlike other Cards, Kotak Cards does not charge any interest on fresh purchases post balance transfers if the purchases are fully paid for in time
  2. Processing fee of Rs. 349 per Rs.10000
  3. Service tax & education cess would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card
  4. Balance transfer can be taken for a minimum of Rs 2500/- and maximum up to 75% of credit limit
  5. Balance transfer facility is not available on cards less than 6 months old

Net Banking - Click here

  • Login to
  • Click on Netbanking option
  • Enter CRN in User ID
  • Enter Password or Click on "Get Netbanking Password Online"
  • Click on Credit Card Tab
  • Choose Balance Transfer option under Credit Cards tab.


SMS < BT > To 5676788


Call our Customer Care contact number - 1860 266 2666 (24x7)

Register for Alerts & Services
Apply for Products
Tools & Calculators