Credit Card Services

1860 266 2666

(24 X 7)

Kotak Credit Card Payment

  • Find out various options to pay your Kotak Credit Card outstanding


  • Shop securely online with your Kotak Credit Card

Kotak BillPay

  • A secure and hassle free way to pay your bills!!

Kotak Chip & PIN Credit Card

  • Your Transactions are now more secure with Kotak Chip and PIN Credit Card


  • The 6 digit PIN - Easy to remember Simple to generate


  • One Time Password generation for IVR Transactions

Application Status

  • Check Your Card Application Status

Card Statement

  • View your last and current month statement

Register for E-statement

  • Do your bit for the Environment

Add-on Card

  • Your Add-on Card will have all the benefits that you enjoy on your Card
  • Set the spend limit on your Add-on Card as you desire

Convert to EMI

  • Make your purchase and just call us within 15 days to convert your purchase into easy EMIs
  • Convert any purchase be it mobile, air tickets, consumer durable or any shopping to EMIs
  • All transactions equal to or above Rs.3000 and within 75% of credit limit can be converted into easy EMIs

Convert Entire Outstanding to EMI

  • Convert your credit card bill to easy EMIs

Balance Transfer

  • Unlike other Cards, Kotak Cards does not charge any interest on fresh purchases post balance transfers if the purchases are fully paid for in time
  • Processing fee of Rs. 349 per Rs.10000
  • Service tax & education cess would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card

Personal Loan on Credit Card

  • Avail of instant cash whenever you need it at exclusively lower interest rates
  • Zero documentation required*

Cash at Ease

  • Access cash anywhere anytime By Phone | Branch | ATM's | Online

Visa Bill Pay

  • Pay your utility bills online

One Assist

  • Protect your Wallet 24/7 whether you lose it or not
  • Block your lost Smartphone, SIM and get automated data back-up

CPP - Card Protection Plan

  • One call to block all your lost or stolen cards of any bank
  • Emergency travel, hotel and cash assistance
  • Lost PAN card replacement, SIM card blocking

SMS Alerts

  • We value your Time
  • To get quick text updates via your mobile phone, just SMS the short codes to 5676788 or 997 105 6767 from your registered mobile

Credit Card Safe Usage Tips

  • At the time of receiving your Kotak Credit Card, make sure the welcome kit is in a sealed condition, if not call customer care immediately.
  • Do not hand over your Kotak Credit Card to anyone, even if he/she claims to represent the Bank.
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