Credit Card Services

1860 266 2666

Local call rates apply

Scan & Pay

  • New fascinating and faster way to make your card purchases through your Kotak Mobile Banking app at online / shopping outlets
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Kotak Credit Card Payment

  • Find out various options to pay your Kotak Credit Card outstanding
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  • Shop securely online with your Kotak Credit Card
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Kotak BillPay

  • A secure and hassle free way to pay your bills!!
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Kotak Chip & PIN Credit Card

  • Your Transactions are now more secure with Kotak Chip and PIN Credit Card
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  • The 6 digit PIN - Easy to remember Simple to generate
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  • One Time Password generation for IVR Transactions
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Application Status

  • Check Your Card Application Status
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Card Statement

  • View your last and current month statement
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Register for E-statement

  • Do your bit for the Environment
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Add-on Card

  • Your Add-on Card will have all the benefits that you enjoy on your Card
  • Set the spend limit on your Add-on Card as you desire
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Convert to EMI

  • Make your purchase and just call us within 15 days to convert your purchase into easy EMIs
  • Convert any purchase be it mobile, air tickets, consumer durable or any shopping to EMIs
  • All transactions equal to or above Rs.3000 and within 75% of credit limit can be converted into easy EMIs
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Convert Entire Outstanding to EMI

  • Convert your credit card bill to easy EMIs
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Balance Transfer

  • Unlike other Cards, Kotak Cards does not charge any interest on fresh purchases post balance transfers if the purchases are fully paid for in time
  • Processing fee of Rs. 349 per Rs.10000
  • Service tax & education cess would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card
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Personal Loan on Credit Card

  • Avail of instant cash whenever you need it at exclusively lower interest rates
  • Zero documentation required*
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Cash at Ease

  • Access cash anywhere anytime By Phone | Branch | ATM's | Online
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Visa Bill Pay

  • Pay your utility bills online
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One Assist

  • Protect your Wallet 24/7 whether you lose it or not
  • Block your lost Smartphone, SIM and get automated data back-up
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CPP - Card Protection Plan

  • One call to block all your lost or stolen cards of any bank
  • Emergency travel, hotel and cash assistance
  • Lost PAN card replacement, SIM card blocking
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SMS Alerts

  • We value your Time
  • To get quick text updates via your mobile phone, just SMS the short codes to 5676788 or 997 105 6767 from your registered mobile
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Credit Card Safe Usage Tips

  • At the time of receiving your Kotak Credit Card, make sure the welcome kit is in a sealed condition, if not call customer care immediately.
  • Do not hand over your Kotak Credit Card to anyone, even if he/she claims to represent the Bank.
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