Recurring Deposit

Small savings to make your dreams come true.
A small saving made every month can bring you one step closer to your dreams. Make the smarter choice, save with Kotak Recurring Deposits and maximize the returns from your savings

  1. Make savings a habit with monthly investment amounts as low as Rs. 100/-
  2. Enjoy easy payment options from your Savings Account
  3. No TDS applicable on Recurring Deposits
  4. Simple, safe & risk averse investment options
Only Resident Individuals (including Minors) & HUF customers are eligible for Recurring Deposit.
Monthly InstalmentRs. 1,000Rs. 3,000
RD TenureRegularSr. CitizenRegularSr. Citizen
12 Months12,59712,63137,79037,892
24 Months26,29726,43578,89279,306
36 Months41,09341,4171,23,2791,24,252
60 Months74,35475,3492,23,0612,26,047
120 Months1,86,2011,91,5035,58,6045,74,509

Recurring Deposit Calculator

To calculate the RD on your own - Click here

To open a Kotak Recurring Deposit Call us or nearest ATM / Branch Locator


Interest rates applicable are the same as that for Term Deposits, and are subject to change from time to time. Senior Citizens earn an additional 0.50%. Maturity amounts have been rounded off to the nearest rupee.

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