My Family Savings Account

1860 266 2666

Local call rates apply

  1. Up to 6% interest p.a. on Savings Account balance^1
  2. ActivMoney feature to convert balance above a certain amount in to a Term Deposit to earn a higher rate of interest
  3. Option of maintaining balance in one account or spread across accounts
  4. Dedicated Relationship Manager^2 for the family

Notes:
^1 Earn 6% interest p.a. on savings account balance over Rs. 1 Lakh. Balances up to Rs. 1 Lakh will earn 5.0% interest p.a.
^2 Subject to maintenance of AMB

 

  • Home banking to enjoy services like cash pick-up, cash delivery, cheque or demand draft delivery without stepping out of your home. This service is available in select cities.
  • Free ATM usage for Pro and Ace Account holders
  • 25% off on issuance charge of Travel Card which allows you to forget the hassles of carrying foreign currency and traveller's cheques
  • 15% discount on Locker rent for Ace or discount as applicable for Silk and Grand
  • Classic or Platinum Debit Card^3 with high withdrawal limits and exciting offers. Click here to know the latest offers
  • Convenience banking services such as Net Banking and Mobile banking app to transfer money, pay your bills, recharge your DTH account and even book flight tickets.
  • Insta Balance Service to know your Account Balance with a call. Call 1800 274 0110 (toll-free) from your registered mobile number to get an SMS with your account balance.
  • Hashtag Banking to bank with us via Twitter. Click here to register.
  • Immediate Payment Service (IMPS) to instantly transfer funds online from your bank account to other bank accounts.

Notes: ^3 Platinum Card applicable for Pro & Ace Account holders. Free for the first year for Pro, then chargeable.


Build your My Family* account in 3 simple steps

STEP 1 - Open an Ace Savings Account for yourself
STEP 2 - Choose between
  • Edge (for up to 3 family members): Average Monthly Balance of Rs. 50,000 for the family
  • Pro (for up to 5 family members): Average Monthly Balance of Rs. 1,00,000 for the family
STEP 3 - Add a programme to get exclusive offers and privileges: Grand for 55+, Silk for women and Junior for kids

Notes:
*Minimum 2 accounts are required to start My Family.


Grand

  • Cash back up to Rs. 4500^4 in a year on Debit Card spends
  • Customised Cash Delivery
  • Health card from IHO^5

Click here to know more

Silk

  • Cash back up to Rs. 4500^6 in a year on Silk Debit Card Spends
  • 35% discount on locker rental for the first year

Click here to know more

Junior

  • Personalized Junior ID Card
  • Movie tickets or book vouchers on maintaining required balances

Click here to know more

Notes:
^4 Maximum cash back available for Ace Account, subject to meeting reward criteria.
^5 only for Pro & Ace Account holders.
^6 Maximum applicable cash back for Ace account, subject to meeting reward criteria
The extant terms and conditions related to (Grand, Silk and Junior) will be applicable.


Indus health Plus

  • Flat 50% discount on Executive health check-up. Promo Code: EXEC50PER
  • Flat 50% discount on Women Special check-up including Cancer Markers. Promo Code: WOMEN4000

For latest offers and terms and conditions, please visit www.kotak.com/offers


Features & Benefits

  • Up to 6% interest p.a. on Savings Account balance^1
  • ActivMoney feature converts balance above a certain amount in to a Term Deposit to earn a higher rate of interest
  • Option of maintaining average monthly balance in one account or spread across accounts

Notes:
^1 Earn 6% interest p.a. on savings account balance over Rs. 1 Lakh. Balances up to Rs. 1 Lakh will earn 5.0% interest p.a. on resident accounts only


Banking Privileges

  • Convenience banking services such as Net Banking and Mobile banking app to transfer money, pay your bills, recharge your DTH account and even book flight tickets.
  • Insta Balance Service to know your Account Balance with a call. Call 1800 274 0110 (toll-free) from your registered mobile number to get an SMS with your account balance.
  • Immediate Payment Service (IMPS) to instantly transfer funds online from your bank account to other bank accounts.
  • Classic Debit Card with enhanced daily purchase limit of Rs. 1,50,000 and daily ATM cash withdrawal limit of Rs. 50,000.

Getting Started

Build your My Family* account in 3 simple steps

STEP 1 - Open a Classic Savings Account for yourself

STEP 2 - Open Nova Accounts (for up to 3 family members): Average Monthly Balance of Rs.25,000 for the family (AMB to be maintained in one account or spread across accounts)

Notes:
*Minimum 2 accounts are required to start My Family Account


For latest offers and terms and conditions, please visit www.kotak.com/offers

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