Platina Salary Account

1860 266 2666

Local call rates apply

  1. Free Zero Balance Account (subject to monthly salary credits). Earn up to 6% interest p.a. on savings account balance1
  2. ActivMoney: Earn higher interest on funds lying in your savings account with auto Sweep-In / Sweep-Out facility
  3. Free Electronic Fund Transfer
  4. Unlimited value demand draft at home location and delivered to registered communication address
  5. Up to 3 NMC waived Family Savings Account4
  6. Avail a discount of 25% on Locker Rent3
  7. Unlimited VISA ATM Transactions at all ATMs in India
  8. Platinum Debit Card with Rs. 2 lakhs cash withdrawal / shopping limit per day
  9. 2.5% Fuel Surcharge Waiver at any petrol pump
  10. Lost Card Liability Insurance of Rs. 2 lakhs
  11. Lost Baggage Insurance of Rs. 1 lac
  12. Personal / Home Loans at preferred rates with reduced processing fee5
  13. Up to 100% car finance with preferred rates offered by Kotak Mahindra Prime Limited, a Kotak Group Company2
  14. PVR Kotak Credit Card - Get Two PVR ticket on spends of Rs. 7500/- per month. Choose of suite of Credit Cards as per your requirements.
  15. Investment Account- Redeem or purchase from over 2200 Mutual Funds online
  16. Online Trinity Account which is a 3-in-1 Savings, Demat account and Trading account (offered by Kotak Securities - a Kotak group company). Account opening charges and 1st year annual maintenance charges waived.
  17. Preferred brokerage rates on trinity account from Kotak Securities on delivery buy or sell
  18. Fixed Deposits at attractive rates
  19. Free unlimited payable at par cheque book
  20. Free cash withdrawal other than home location branches
  21. Free office and home banking6
  22. Air Accident Insurance of Rs. 20 lac
  23. Purchase Protection of Rs. 1,00,000/-
  24. Free Net Banking, Mobile Banking, SMS and Phone banking
  25. Utility bill payment services through Auto Pay
  26. Netc@rd
  27. Interbank Mobile Payment Services
  28. Online Term Deposit booking facility
  29. Visa money transfer
  30. Payment Gateway
  31. 24x7 dedicated customer care
  32. Kotak Multi Currency World Travel Card - multi currency prepaid travel card
  33. Best Compliments Card - prepaid debit card


1Conditions apply. All benefits are subject to terms, conditions and exclusions. Earn up to 6% p.a. interest on savings account balance over Rs 1 lakh and up to Rs 5 crs. Earn 5% p.a. interest on savings account balance up to Rs 1 lakh and 5.5% p.a. interest on savings account balance above Rs 5 crs. Applicable for Resident Accounts only.

2Conditions Apply. Credit subject to complete documentation and at the sole discretion of the bank and in case of Auto Loan at the discretion Kotak Mahindra Prime Limited.

3Subject to availability of lockers and regular salary credits into the account

4Family Savings Account with zero maintenance charges. Family savings account will be opened with an initial payment cheque of Rs.10,000

5Credit at sole discretion of Kotak Mahindra Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for purposing of sourcing loan assets. Home loans are available in select locations only.

610 instances every month


This product is offered to employees drawing net take home salary of Rs. 100,000/- and above. Please check if your corporate is empaneled with us for Salary2Wealth Program.

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