- Free Zero Balance Account (subject to monthly salary credits). Earn up to 6% interest p.a. on savings account balance1
- ActivMoney: Earn higher interest on funds lying in your savings account with auto Sweep-In / Sweep-Out facility
- Free Electronic Fund Transfer
- Unlimited value demand draft at home location and delivered to registered communication address
- Up to 3 NMC waived Family Savings Account4
- Avail a discount of 25% on Locker Rent3
- Unlimited VISA ATM Transactions at all ATMs in India
- Platinum Debit Card with Rs. 2 lakhs cash withdrawal / shopping limit per day
- 2.5% Fuel Surcharge Waiver at any petrol pump
- Lost Card Liability Insurance of Rs. 2 lakhs
- Lost Baggage Insurance of Rs. 1 lac
- Personal / Home Loans at preferred rates with reduced processing fee5
- Up to 100% car finance with preferred rates offered by Kotak Mahindra Prime Limited, a Kotak Group Company2
- PVR Kotak Credit Card - Get Two PVR ticket on spends of Rs. 7500/- per month. Choose of suite of Credit Cards as per your requirements.
- Investment Account- Redeem or purchase from over 2200 Mutual Funds online
- Online Trinity Account which is a 3-in-1 Savings, Demat account and Trading account (offered by Kotak Securities - a Kotak group company). Account opening charges and 1st year annual maintenance charges waived.
- Preferred brokerage rates on trinity account from Kotak Securities on delivery buy or sell
- Fixed Deposits at attractive rates
- Free unlimited payable at par cheque book
- Free cash withdrawal other than home location branches
- Free office and home banking6
- Air Accident Insurance of Rs. 20 lac
- Purchase Protection of Rs. 1,00,000/-
- Free Net Banking, Mobile Banking, SMS and Phone banking
- Utility bill payment services through Auto Pay
- Interbank Mobile Payment Services
- Online Term Deposit booking facility
- Visa money transfer
- Payment Gateway
- 24x7 dedicated customer care
- Kotak Multi Currency World Travel Card - multi currency prepaid travel card
- Best Compliments Card - prepaid debit card
1Conditions apply. All benefits are subject to terms, conditions and exclusions. Earn up to 6% p.a. interest on savings account balance over Rs 1 lakh and up to Rs 5 crs. Earn 5% p.a. interest on savings account balance up to Rs 1 lakh and 5.5% p.a. interest on savings account balance above Rs 5 crs. Applicable for Resident Accounts only.
2Conditions Apply. Credit subject to complete documentation and at the sole discretion of the bank and in case of Auto Loan at the discretion Kotak Mahindra Prime Limited.
3Subject to availability of lockers and regular salary credits into the account
4Family Savings Account with zero maintenance charges. Family savings account will be opened with an initial payment cheque of Rs.10,000
5Credit at sole discretion of Kotak Mahindra Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for purposing of sourcing loan assets. Home loans are available in select locations only.
610 instances every month
This product is offered to employees drawing net take home salary of Rs. 100,000/- and above. Please check if your corporate is empaneled with us for Salary2Wealth Program.