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Open a Savings Account

Enjoy worry-free banking and earn more on your Savings Account balance.

  • Advantage of up to 6%* interest p.a.
  • Unique features for unique needs

View all Accounts

Looking for a Credit Card

Choose from the best of Kotak Credit Cards that compliment your lifestyle

  • Exclusive privileges
  • Incredible offers

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Apply for a Personal loan

Fulfill your dreams for you and your family with just one click.

  • Interest rate starts @13%*
  • No security / guarantor* required
    *Conditions apply

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What's New at Kotak!

  • Kaypay

    The simplest way to send money to your Facebook friends irrespective of who you bank with.
    Know more

  • Instant PIN

    Forgot your Credit/Debit Card PIN? Get it instantly with the Kotak Mobile Banking App.
    Know more

  • Mail Money

    Sending money? Just email it via Kotak Net Banking. No beneficiary account details required.
    Know more

  • Grand - Savings Programme for the 55+

    Avail priority service & first Aid Card. Get customized cash delivery.
    Know more

  • Rates

390 Days

Regular Term
Senior Citizen

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Toll Free

1800 102 6022


General Schedule of Features & Charges (GSFC) is being revised w.e.f. April 1, 2015 for Resident Savings, Corporate Salary and Jifi Saver Accounts. Click here for updated GSFC