Access India

1860 266 2666

Local call rates apply

Kotak Access India Debit Card can be used to withdraw cash or make purchases across India. This Debit Card is available in both VISA and MasterCard variants.

  • Access at all merchant establishments and ATMs (refer Service Charges and Fees) in India that accept VISA cards
  • Available as Magnetic Strip Card only.
  • Daily Limits for transaction within India:
    Purchase LimitRs. 1,50,000/-
    ATM WithdrawalRs. 75,000/-
  • Insurance Offered : You get following complimentary insurance cover with your card:
    Lost Card LiabilityRs. 1,50,000
    Purchase Protection LimitRs. 50,000

    For more information, click here.

  • Get an SMS and Email alert on your registered mobile phone and Email ID for every transaction done using your Access India Debit Card.
  • Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness. Visit

Have questions, click here


To apply for Kotak Access India Debit Card, you need to hold any of the following accounts with the Bank:

Non-Resident Indians

New to Bank Customer: Visit your nearest Kotak Mahindra Bank branch

Existing Customer: Visit your nearest Kotak Mahindra Bank branch, fill up the Channel Access Request form and submit it.


Contact your Relationship Manger.

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