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- W.e.f. Jan 6, 2017, daily balances over Rs.1 Lakh will continue to earn 6% interest p.a. for balances upto Rs. 5 Crs. Interest rate on daily balances above Rs. 5 Crs stands revised to 5.5% p.a. Interest rate on daily balances up to Rs. 1 Lakh in Savings Accounts will continue to earn interest at 5% p.a. The interest rates mentioned are applicable for Resident Accounts only.- IMPS Transaction charges for amount up to Rs 1000 will not be charged for the period of 1st Jan'2017 to 31st Mar'2017. However, IMPS Transaction of more than Rs 1000 will be charged as per applicable General Schedule of Features and Charges of respective Current Accounts, Savings Accounts and Corporate Salary accounts.