Secure your Future

NPS helps you save taxes as well as accumulate pension wealth for the future.

NPS - A Smart Choice

  1. Additional tax benefits*
  2. Systematic way towards creating pension wealth
  3. Asset allocation flexibility across equity, corporate bonds, and government securities
  4. Promoted & regulated by Government of India

Also, get an NMC (Non Maintenance Charges) waived savings account with an NPS account by investing minimum 2000** per month.


NPS - A Smart Choice

  1. Additional tax benefits*
  2. Systematic way towards creating pension wealth
  3. Asset allocation flexibility across equity, corporate bonds, and government securities
  4. Promoted & regulated by Government of India

Benefits of Starting Early

If you start at 35
Monthly investment is 4000
Pension wealth* at 60

53 Lakh

If you start at 25
Monthly investment is 4000
Pension wealth* at 60

1.53 Crore

An early start of 10 years
increases the Pension Wealth*
by

3 times
*With expected rate of return of 10% on NPS investment

See how much you can earn if you start early

Pension FAQs

What is the monthly pension amount which subscriber can get after retirement?

There is no fixed monthly pension or a guaranteed pension amount under NPS. Pension Wealth will vary depending on various factors like investment duration, returns on asset classes, retirement age, etc. Monthly pension amount will depend on the annuity plan you choose at the time of retirement/exit from NPS.

You may use calculators available on this website to understand more on how few of these factors impact pension wealth and monthly pension.

What are the Annuity Service Providers under NPS and what are their names?
Currently, the following are the ASPs empanelled by PFRDA.
  1. Life Insurance Corporation of India
  2. SBI Life Insurance Co. Ltd.
  3. ICICI Prudential Life Insurance Co. Ltd.
  4. Bajaj Allianz Life Insurance Co. Ltd.
  5. Star Union Dai-ichi Life Insurance Co. Ltd.
  6. Reliance Life Insurance Co. Ltd.
  7. HDFC Standard Life Insurance Co. Ltd
Note: The ASP empanelment process is an ongoing process and the list of ASPs may change in future.
In case the subscriber opted for withdrawal from Tier – 1 NPS Account before the age 60, at what age annuity will start?

In case of pre-mature withdrawal, Subscriber needs to invest in Annuity immediately. Depending on the Annuity Plan he / she has invested in, annuity would start.