With Net Banking you have a quick, easy and secure way to reach for your Kotak Bank services through your computer.
With Net Banking you can check your bank balances, transfer money, pay your bills, request for account statements and cheque books. You can buy, sell and track your Kotak Mutual Fund investments directly and shop online securely via your Kotak Net Banking. All this and much more await you when you log in!
Net Banking is a free service by Kotak which only requires an internet connected to a computer.
Your Net Banking password is generated in such a way that it is known only to you
Each customer is, provided with a User ID and Password. Your password is generated in such a way that it is only known to you. To provide enhanced security and safety we have introduced Dynamic Access Code. To log in to Net Banking / Payment Gateway/Mobile Banking you would need to enter an additional password i.e. your 'Dynamic Access Code'. This Dynamic Access Code is to be generated online and will be sent instantly to your preferred Email ID and Mobile Number registered with the Bank. Dynamic Access Code is valid for an hour from the time it is generated by you.
Dynamic Access Code can be generated by entering your User ID / Nick Name and your Net Banking Password and clicking on 'Generate Dynamic Access Code' tab on the Dynamic Access Code login page. For Payment gateway transactions, customers will be required to enter Dynamic Access Code irrespective of the customer being deregistered for Dynamic Access Code. Similarly, for creating NetC@rd, registration of Dynamic Access Code is compulsory.
Your User ID is locked if the password is entered wrong for three consecutive times
In case you leave your computer unattended for an extended period, your internet session is automatically closed
All data is transferred through a highly secure layer with maximum security on the internet