My Junior Account - The Savings Account for Kids


My Junior Account
Want to register for Kotak Junior Account

My Junior Account - The Savings Account for Kids

Kotak Junior Account has been designed to encourage the child (and the parents) to save smartly from an early age. Kotak Junior not only offers you up to 6%* interest p.a. on the account but also a 10 year Recurring Deposit and linked Systematic Investment Plans intended to provide long term savings for your child. It also comes with a first of its kind Junior ID card for children and an exciting rewards programme which brings a host of benefits like book vouchers, movie tickets and discount vouchers.

Key features of My Junior Account

Up to 6%* interest p.a. on Savings Account balance
Investment avenues like Recurring Deposit and Systematic Investment Plans
Investment based NMC waiver^
Personalized Debit Cards#
Discounts on partner brands

How to get a Junior account?

Fill this form and our representative will get in touch with you
SMS Junior to 5676788 / 9971056767
Visit the nearest Kotak Mahindra Bank branch
* Only applicable to resident Savings Accounts.
#Debit Cards will be issued on the request of the guardian to children above the age of 10 years and it will have a withdrawal limit of Rs.5,000 only.
^This is as long as the Recurring Deposit or Systematic Investment Plan (SIP) is active, else Average Monthly Balance (AMB) of Rs.5,000/- is to be maintained and standard charges will be debited on non-maintenance of AMB. The waiver will not be applicable in case of failure in execution of the SI set towards RD/ SIP, due to insufficient funds in the Junior Account.

My Junior Account - The Savings Account for Kids
Up to 6%* p.a. interest on Savings Account
Recurring Deposits & Systematic Investment Plans
Discounts on partner brands
To open a Kotak Junior Account leave your details and we will get in touch with you
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If you hold a Kotak Bank Account, please fill in your CRN number: