Kotak Fortune Gold Card

  • Withdraw up to 50% of your credit limit at No interest

  • Get zero charge Credit Card Debt Transfers

  • Pay off large purchases over time with No charge EMIs

How do I get the Kotak Fortune Gold Card

Kotak Fortune Gold Card - for the
Businessman

Designed to suit a businessman’s needs, the Kotak Fortune Gold
Card makes cash more accessible all year round. You can perform
your regular business transactions faster with the help of debt transfer, cash withdrawal on credit cards and retail purchases. These features have longer interest-free periods and higher cash limits.

Any businessman who is a resident of India of Ahmedabad, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai or Pune can apply to avail of this card.

5 Ways You Gain with a Fortune Gold Card

  • Get cash on your Credit Card at 0 Interest at ANY ATM

    Withdraw up to 50% of your credit limit at no interest at any Visa ATM. For every Rs. 10,000/- you withdraw, you are charged just Rs. 199/- for interest free cash upto 48 days, after which interest is calculated at 3.1%.

  • Pay off your Credit Card Debts over a longer period

    You can transfer the unpaid balance on any credit card to your Kotak Fortune Gold Card, interest free for up to 48 days for a one-time processing fee of Rs. 499 (Service Tax @ 10.3% extra) for Rs. 10,000 withdrawn, after which interest is calculated at 3.1%.

  • Make EMI Payments at Zero Charge

    Convert any purchase over Rs. 5,000 into Equated Monthly Installments (EMI) at no charge through our Kotak helpline. If you are unable to pay the EMI, an interest of 3.1% is calculated only on the defaulted amount.

  • Pay Less for Travel by Road or Rail ANYWHERE

    With the Kotak Fortune Gold Card card, you benefit from a fuel surcharge waiver of 2.5% for road travel. You also get a railway surcharge waiver of 1.8% on both online and paper bookings.

  • Make Credit Purchases at Any Outlet

    You can use your Kotak Fortune Gold Card at various retail outlets with no interest charges for up to 48 days, beyond which, the charges are the same as a normal credit card at 3.1%.

    • Benefit With the Fortune Gold Card

    • You pay zero charges to start using this free for life card.
    • You can keep track of your account balance for FREE at any ATM across the country.
    • You can replace your lost Fortune Gold card for free.
    • You can check your transactions at anytime with free duplicate account statements.
    • Save on your purchases at everything from Pizza Hut, PVR Cinemas to Cleartrip with special offers.

    Save Rs. 2,000 on Your Kotak Fortune Gold Card

    • Avoid Late payment feesRs. 500/-

      Save on this charge by making credit card payments on time.

    • Stay within the Credit LimitRs. 500/-

      Do not spend over the limit set on your credit card.

    • Cash Withdrawal/Call a Draft /Fund Transfer Charge FreeRs. 199/-

      Limit your cash withdrawal to less than Rs. 10,000 to avoid this charge..

    • Avoid Cheque Bounce Payment FeesRs. 500/-

      Don’t let your credit payment cheques bounce. Check the amount in the
      issuing check bank account for sufficient funds before issuing the cheque.

    • Pay Zero Interest Charges3.1%

      Minimize the time period for which you take credit on your card.

    • Avoid Late payment feesRs. 500/-

      Save on this charge by making credit card payments on time.

    • You Save a TotalRs. 2000/-
      (approx.)